http://www.mortgagenewsdaily.com/forums/29.aspxMake sure your topic isn't a specific question pertaining to one of the sections below and post away! enCommunityServer 2008 SP2 (Build: 31106.96)http://www.mortgagenewsdaily.com/forums/thread/90091.aspxTue, 07 Jul 2009 21:22:58 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:90091egmaldonado0http://www.mortgagenewsdaily.com/forums/thread/90091.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=90091Rob, It looks like this mortgage broker is doing a fine job for you, quoting you a really good rate with no points or origination fee. It doesn't look...http://www.mortgagenewsdaily.com/forums/thread/89886.aspxTue, 07 Jul 2009 12:35:48 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:89886David Orsini0http://www.mortgagenewsdaily.com/forums/thread/89886.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=89886marge mendenhall: You might be getting too much advise from your friends and on the internet with teaser rates. The rate is going to depend on your credit...http://www.mortgagenewsdaily.com/forums/thread/89390.aspxFri, 03 Jul 2009 03:07:25 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:89390Pat Ryan0http://www.mortgagenewsdaily.com/forums/thread/89390.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=89390If it's an FHA loan than you can't get a new appraisal for 6 months and must use the one originally done. The lender must release it to you, however...http://www.mortgagenewsdaily.com/forums/thread/89197.aspxThu, 02 Jul 2009 15:48:12 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:89197Curt Sandfort0http://www.mortgagenewsdaily.com/forums/thread/89197.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=89197If you have paid for the appraisal, and requested in writing that it be released to a different lender, the original lender should comply. I don't...http://www.mortgagenewsdaily.com/forums/thread/89182.aspxThu, 02 Jul 2009 15:30:41 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:89182Rob Hunglikeaton0http://www.mortgagenewsdaily.com/forums/thread/89182.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=89182Scott, Thanks for the clarification. Next time I'll do more research before I sign anything. My loan officer was recommended by my realtor (who is...http://www.mortgagenewsdaily.com/forums/thread/89133.aspxThu, 02 Jul 2009 14:29:54 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:89133Scott Westemeyer0http://www.mortgagenewsdaily.com/forums/thread/89133.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=89133Rob, I just wanted to follow up on a previous post about your appraisal and what happens if you switch lenders. "as well as if you have the appraiser's...http://www.mortgagenewsdaily.com/forums/thread/88976.aspxThu, 02 Jul 2009 00:47:03 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88976Rob Hunglikeaton0http://www.mortgagenewsdaily.com/forums/thread/88976.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=88976No, he hasn't talked to me about 15 vs 60 day locks. I get the feeling he is rushing me to lock in. He could think he is looking out for my best interests...http://www.mortgagenewsdaily.com/forums/thread/88974.aspxThu, 02 Jul 2009 00:40:43 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88974Curt Sandfort0http://www.mortgagenewsdaily.com/forums/thread/88974.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=88974Simple answer = 60 days worse. 15 days = better. Is your LO talking to you about these issues? Maybe you SHOULD switch lenders....I don't normally...http://www.mortgagenewsdaily.com/forums/thread/88971.aspxThu, 02 Jul 2009 00:29:56 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88971Rob Hunglikeaton0http://www.mortgagenewsdaily.com/forums/thread/88971.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=88971Thanks Curt. Does the 60 day lock get me a better or worse rate. In other words, say it was only 15 days until closing, would I get a better or worse rate...http://www.mortgagenewsdaily.com/forums/thread/88961.aspxThu, 02 Jul 2009 00:03:36 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88961Curt Sandfort0http://www.mortgagenewsdaily.com/forums/thread/88961.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=88961Rob Hunglikeaton: The rate that was offered to me today was 5.75. I could have had 5.5 on Friday. Perhaps I blew my chance. All of these quote are paying...http://www.mortgagenewsdaily.com/forums/thread/88950.aspxWed, 01 Jul 2009 23:35:42 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88950Rob Hunglikeaton0http://www.mortgagenewsdaily.com/forums/thread/88950.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=88950Thanks very much for the detailed response Summer. The rate that was offered to me today was 5.75. I could have had 5.5 on Friday. Perhaps I blew my chance...http://www.mortgagenewsdaily.com/forums/thread/88926.aspxWed, 01 Jul 2009 22:35:52 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88926summer.surana0http://www.mortgagenewsdaily.com/forums/thread/88926.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=88926Rob You are absolutely right! You can move to any other mortgage company as well as if you have the appraiser's details you can use the same appraisal...http://www.mortgagenewsdaily.com/forums/thread/88924.aspxWed, 01 Jul 2009 22:21:56 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88924Rob Hunglikeaton0http://www.mortgagenewsdaily.com/forums/thread/88924.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=88924Thanks Marge. I have 800 credit score and the loan is for 230K in NJ. It can't hurt to ask around as long as I'm comparing apples to apples, right...http://www.mortgagenewsdaily.com/forums/thread/88918.aspxWed, 01 Jul 2009 21:43:38 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88918marge mendenhall0http://www.mortgagenewsdaily.com/forums/thread/88918.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=88918You might be getting too much advise from your friends and on the internet with teaser rates. The rate is going to depend on your credit score and the...http://www.mortgagenewsdaily.com/forums/thread/88871.aspxWed, 01 Jul 2009 20:01:48 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:88871Rob Hunglikeaton0http://www.mortgagenewsdaily.com/forums/thread/88871.aspxhttp://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&PostID=88871Thanks Scott. I was hoping you'd say that. I have not paid them any money as of yet. An FHA appraisal was done, would I be on the hook for that?