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<?xml-stylesheet type="text/xsl" href="http://www.mortgagenewsdaily.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>General Mortgage Discussion</title><link>http://www.mortgagenewsdaily.com/forums/29.aspx</link><description>Make sure your topic isn't a specific question pertaining to one of the sections below and post away! </description><dc:language>en</dc:language><generator>CommunityServer 2008 SP2 (Build: 31106.96)</generator><item><title>Wholesale Lenders that offer CALSTRS</title><link>http://www.mortgagenewsdaily.com/forums/thread/119080.aspx</link><pubDate>Sat, 14 Nov 2009 01:04:27 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:119080</guid><dc:creator>Eric Leithliter</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/119080.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=119080</wfw:commentRss><description>Hey all. I am looking to compile a list of wholesale lenders that offer the CALSTRS program. I know FMC and BofA do it, but who else? Thank you.</description></item><item><title>Any lender without FHA 4 properties financed overlay?</title><link>http://www.mortgagenewsdaily.com/forums/thread/120094.aspx</link><pubDate>Fri, 20 Nov 2009 15:18:46 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:120094</guid><dc:creator>Antonio Cibella</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/120094.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=120094</wfw:commentRss><description>Hi All, It appears that lenders have placed an overlay of no more than 4 total properties financed on FHA loans. I have a borrower looking to refinance...</description></item><item><title>Does this loan qualify for conventional financing??  OO SFR with Elderly care (4 boarders)</title><link>http://www.mortgagenewsdaily.com/forums/thread/119812.aspx</link><pubDate>Thu, 19 Nov 2009 00:16:22 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:119812</guid><dc:creator>natallia</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/119812.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=119812</wfw:commentRss><description>Hello all, can someone please point me in the right direction? The borrower wants to buy a house where she has her business (elderly care). Its a 4 bedroom...</description></item><item><title>First Omni Mortgage Lending ?</title><link>http://www.mortgagenewsdaily.com/forums/thread/100677.aspx</link><pubDate>Sat, 15 Aug 2009 12:14:10 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:100677</guid><dc:creator>dh</dc:creator><slash:comments>4</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/100677.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=100677</wfw:commentRss><description>This company is based out of Tulsa and Kentucky. They are moving into the St. Louis Market and I was wanting some feed back. Is this company a good fit...</description></item><item><title>...AND YOU WONDER WHY YOU CAN'T GET A LOAN?...</title><link>http://www.mortgagenewsdaily.com/forums/thread/119365.aspx</link><pubDate>Tue, 17 Nov 2009 03:58:07 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:119365</guid><dc:creator>Bob V-G</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/119365.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=119365</wfw:commentRss><description>Hi consumers, Here&amp;#39;s an excerpt from a new Broker Origination agreement with a large national lender. Bear in mind that a breech of this may/would...</description></item><item><title>Can $6500 be claimed for 2009 if purchase is in 2010?</title><link>http://www.mortgagenewsdaily.com/forums/thread/119300.aspx</link><pubDate>Mon, 16 Nov 2009 21:22:03 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:119300</guid><dc:creator>Joe Guice</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/119300.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=119300</wfw:commentRss><description>I believe I read that it is currently possible to claim the $8000 tax credit on your 2008 taxes if you make a purchase in 2009 simply by filing an amended...</description></item><item><title>6,500 Tax Credit for Homeowners</title><link>http://www.mortgagenewsdaily.com/forums/thread/118014.aspx</link><pubDate>Mon, 09 Nov 2009 17:39:48 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:118014</guid><dc:creator>Cameron Pixley</dc:creator><slash:comments>17</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/118014.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=118014</wfw:commentRss><description>Has anyone seen anything requiring the home owner to have sold or in the process being sold their previous principle residence to qualify for the tax credit...</description></item><item><title>Save The American Dream Roundtable</title><link>http://www.mortgagenewsdaily.com/forums/thread/119094.aspx</link><pubDate>Sat, 14 Nov 2009 03:12:49 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:119094</guid><dc:creator>loan modification </dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/119094.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=119094</wfw:commentRss><description>Normal 0 false false false MicrosoftInternetExplorer4 &amp;lt;!-- /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-parent:&amp;quot;&amp;quot;;...</description></item><item><title>jumbo reverse mortgage?</title><link>http://www.mortgagenewsdaily.com/forums/thread/118836.aspx</link><pubDate>Fri, 13 Nov 2009 01:02:47 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:118836</guid><dc:creator>Scott Coffman</dc:creator><slash:comments>4</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/118836.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=118836</wfw:commentRss><description>Does anyone still offering a jumbo reverse mortgage product out there? Widower, who was born in 1927. Property value approximately $2.2 million. Current...</description></item><item><title>Not Eligible for Credits</title><link>http://www.mortgagenewsdaily.com/forums/thread/119016.aspx</link><pubDate>Fri, 13 Nov 2009 20:43:08 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:119016</guid><dc:creator>Richard Conway</dc:creator><slash:comments>5</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/119016.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=119016</wfw:commentRss><description>As is the case with many, I am ineligble for the first-time homebuyer credit. I am also ineligible for the current homeowner credit because I have been...</description></item><item><title>$6500 Credit</title><link>http://www.mortgagenewsdaily.com/forums/thread/119020.aspx</link><pubDate>Fri, 13 Nov 2009 20:47:29 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:119020</guid><dc:creator>Richard Conway</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/119020.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=119020</wfw:commentRss><description>BTW, does anyone know why you have to have been in your present home for five of the previous eight years in order to qualify for tax credit?</description></item><item><title>Seeking Broker Advice?</title><link>http://www.mortgagenewsdaily.com/forums/thread/117855.aspx</link><pubDate>Sat, 07 Nov 2009 06:02:31 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:117855</guid><dc:creator>Anthony  Isaacson</dc:creator><slash:comments>4</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/117855.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=117855</wfw:commentRss><description>Hey everyone just joined about five minutes ago to the website. But, the reason why I joined is because I am seriously considering making the next step...</description></item><item><title>Has Anyone Heard of Residential Acceptance.com?</title><link>http://www.mortgagenewsdaily.com/forums/thread/118421.aspx</link><pubDate>Wed, 11 Nov 2009 05:40:20 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:118421</guid><dc:creator>Jes Fe</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/118421.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=118421</wfw:commentRss><description>I got something in the mail today offering a 4.825 rate. I called the phone and a guy mentioned there are no points and I would only pay the normal fees...</description></item><item><title>FHA Streamline Refinances with 0x30 Mortgage Only Credit Report</title><link>http://www.mortgagenewsdaily.com/forums/thread/118320.aspx</link><pubDate>Tue, 10 Nov 2009 20:15:01 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:118320</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/118320.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=118320</wfw:commentRss><description>Any lenders still doing FHA Streamline Refinances with 0x30 mortgage only credit report with no credit scores? Correspondent or wholesale?</description></item><item><title>Loans in the Pipeline for the Current $8,000 Tax Credit</title><link>http://www.mortgagenewsdaily.com/forums/thread/118007.aspx</link><pubDate>Mon, 09 Nov 2009 17:14:29 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:118007</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/118007.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=118007</wfw:commentRss><description>We have several loans in the pipeline for the current $8,000 tax credit. If these loans are not closed by November 30, will the client still be eligible...</description></item><item><title>YSP</title><link>http://www.mortgagenewsdaily.com/forums/thread/118272.aspx</link><pubDate>Tue, 10 Nov 2009 17:56:58 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:118272</guid><dc:creator>Stuart Landry</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/118272.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=118272</wfw:commentRss><description>Has anyone heard any news pertaining to the restrictions on YSP? A couple of our AEs are expressing more and more concern. Thoughts anyone? Furthermore...</description></item><item><title>War Room</title><link>http://www.mortgagenewsdaily.com/forums/thread/118201.aspx</link><pubDate>Tue, 10 Nov 2009 14:36:38 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:118201</guid><dc:creator>christine price</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/118201.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=118201</wfw:commentRss><description>Is the War Room been opened up to new subscribers yet? If so, how do you join. Thanks.</description></item><item><title>2nd Home - 2nd Lien Lender in Colorado</title><link>http://www.mortgagenewsdaily.com/forums/thread/117702.aspx</link><pubDate>Fri, 06 Nov 2009 16:07:19 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:117702</guid><dc:creator>John Verhaeghe</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/117702.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=117702</wfw:commentRss><description>If anyone knows a good 2nd lien lender for a vaction home in Colorado, please let me know. Amount is 180,000. Thanks in advance for any help.</description></item><item><title>Has California SB 94 Affected You? Wreaked Havoc on Loan Modification</title><link>http://www.mortgagenewsdaily.com/forums/thread/117924.aspx</link><pubDate>Mon, 09 Nov 2009 02:01:05 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:117924</guid><dc:creator>Brett Robbins</dc:creator><slash:comments>0</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/117924.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=117924</wfw:commentRss><description>Has California SB 94 Affected You? The passing of State Bill 94 wreaked havoc on the loan modification industry in California. Although the bill was anticipated...</description></item><item><title>new tax credit</title><link>http://www.mortgagenewsdaily.com/forums/thread/116116.aspx</link><pubDate>Thu, 29 Oct 2009 14:26:41 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:116116</guid><dc:creator>Stuart Landry</dc:creator><slash:comments>8</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/116116.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=116116</wfw:commentRss><description>Does anyone know if the $6500 tax credit for current owners has an anticipated start date? Ironically, I have a client set to close tomorrow on a new home...</description></item><item><title>$6500 credit for new construction</title><link>http://www.mortgagenewsdaily.com/forums/thread/117817.aspx</link><pubDate>Fri, 06 Nov 2009 22:57:55 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:117817</guid><dc:creator>Carlos Solorzano</dc:creator><slash:comments>2</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/117817.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=117817</wfw:commentRss><description>My wife and I have been building a home for a few months and we are hoping to close in December or January. We have a construction loan and we are working...</description></item><item><title>Current Home Owner Tax Credit Question</title><link>http://www.mortgagenewsdaily.com/forums/thread/117815.aspx</link><pubDate>Fri, 06 Nov 2009 22:22:28 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:117815</guid><dc:creator>Greg Baker</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/117815.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=117815</wfw:commentRss><description>Wife and I are signing a contract tomorrow to build a new house. The build process is suppose to take 6-8 months. Assuming we close by July 1st, is it...</description></item><item><title>New ~ Current Homeowner Tax Credit</title><link>http://www.mortgagenewsdaily.com/forums/thread/117819.aspx</link><pubDate>Fri, 06 Nov 2009 23:02:30 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:117819</guid><dc:creator>Joni Cox</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/117819.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=117819</wfw:commentRss><description>I&amp;#39;m sure I already know the answer to this, just wanting to make sure. My family and I lived in our home for 4 years and 2 months. Before that we owned...</description></item><item><title>Do you have to pay stamps again on a MD refi for a 2nd home?</title><link>http://www.mortgagenewsdaily.com/forums/thread/113989.aspx</link><pubDate>Tue, 20 Oct 2009 16:48:37 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:113989</guid><dc:creator>Anonymous</dc:creator><slash:comments>3</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/113989.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=113989</wfw:commentRss><description>Do you have to pay stamps again on a MD refi for a 2nd home?</description></item><item><title>Have a 35% LTV Owner OCC SFR in Hawaii</title><link>http://www.mortgagenewsdaily.com/forums/thread/114929.aspx</link><pubDate>Fri, 23 Oct 2009 21:01:42 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:114929</guid><dc:creator>Anonymous</dc:creator><slash:comments>1</slash:comments><comments>http://www.mortgagenewsdaily.com/forums/thread/114929.aspx</comments><wfw:commentRss>http://www.mortgagenewsdaily.com/forums/commentrss.aspx?SectionID=29&amp;PostID=114929</wfw:commentRss><description>I&amp;#39;ve got a 35% LTV owner occ sfr in Hawaii... Borrower lives in Hawaii from Sept to June and Del Mar June-Aug. Hawaii home is reted to family and friends...</description></item></channel></rss>