There are many lenders doing this sort of loan.  You may want to go to the Directory tab above and find a Loan Officer in your area that will be able to help you find the best lender for you to be able to do this loan. 

So far, only the current servicer will allow LTV's from 105-125. However, depending on the servicer a broker could probably get you a better deal with your current servicer than if you go direct.

Who is currently servicing your loan?

Many lenders are offering this product.  What state are you in?

Only Florida loans for me.