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This hous is under the market value. We need to reduce the loan amount at market value. full doc and always pay on time Original loan amount balance 314,657.50
A loan modification would go through current lender. Generally need to show need for lower payment etc...
refinance by paying down loan balance to value of home? possible if the current mortgage is owned by fannie or freddie... might be able to refi without paying down all the way... options at 105 and 125% of value do exist...
you need to provide a more thorough question and goal
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