Looking to Refi but can't find anyone worth a damn to help me.  My townhouse was appraised for $320,000 in January.

$244,500 1st w/ Freddie at 6%.  Never been late on a payment.  $32,000 HELOC 2nd but I only owe $12,500 on it at 4% 

I don't want to bring cash to the table to refi but can if I need to.  I would just like some straight answers if I qualify for the government Refi program that isn't a modification.  Please email me SERIOUS considerations only.  In the email I would like to have my options presented for 30Yr Fixed, 15 Yr Fixed and a 3 or 5 Year ARM.  Please send me a guestimate at what I'll need to bring to closing.  Email me.

Thanks!

Hi George,

Have your questions been answered?  You mentioned a Government program....are you looking to refi your loans into one or just the first to lower the rate?

Brian Dunlap

do you have your answer yet?

srogers@bancgroup.org

Thanks to Jason Harris for all your help...he made our refi a simple, painless transaction and we even got it done in less than three weeks.

I would strongly recommend Jason at PNC Mortgage for any of my friends needing a mortgage.

Thanks George!