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Latest Post: Thu, Jul 2 2009 6:54 PM by Kim Campbell
  • Thu, Jul 2 2009 6:54 PM
    Hard Money for Southern CA up to 65% LTV

    HLU consistently works with a select group of intermediaries around the country and these relationships continue to bring prospective borrowers to HLU for several reasons. The reasons would include: rapid decision making and swift transaction closings, certainty of closing, privacy of our borrower’s financials, flexibility allowing creative solutions within the scope of HLU’s underwriting criteria and experienced professional management to analyze, structure and close the transition.

    Upon submission please provide your engagement letter that you have with your client.

    Type of Collateral:

    - Single Family Residence Southern California Only (up to 65% LTV) Owner and Non-owner.

    ALL UP SCALE AREAS PREFERRED, BEVERLY HILLS, BRENTWOOD, MALIBU, ETC.

    - Commercial Properties Nation Wide (up to 65% LTV)
    - 2nds also available upon review.

    Lending Parameters Overview:

    • Interest Rates: 8% - 13%
    • Amortization: Interest only
    • Origination Fee: 3% - 5% taken at closing from the loan proceeds. ( 6% on case by case)
    • Loan Terms: 12-24 months
    • Closing times: 5 - 10 days
    • Loan Size: $300,000 up to 10M.

    Letter Of Intent:

    If a prospective client meets our lending criteria, we will prepare a Letter of Intent FREE of charge once we gain the following information:
    1. Name and address of the borrower
    2. Names and addresses of the principals of the borrower
    3. A detailed description of the collateral including the entitlements (recent appraisal)

    Contact:
    Kim Campbell

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