I need a good 30yr fixed rate.

What rate do you have now? The best rate I know of for that loan will be 5.75%. I will have to check on the program availability.

Marc, 

This is not a problem. I am mortgage broker and banker in Englewood Cliffs, NJ, and we also have office in CA, too.  We have several portfolio lenders and savings banks that can handle this size loan, assuming your credit and income qualify.  If you are interested, please call me at 201-568-8827 x112 or email me at dkramer@umsllc.com so we can dicsuss in detail and i can get you accurate quotes for your loan requirements.

Have a good night.

Daniel Kramer

Senior VP

United Mortgage Service, LLC

Did you refinance the above loan?

I offer Mortgage Advice and Mortgage Planning.  My rates are also very good.

Please feel free to contact me in case you are still looking to refinance.