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Latest post Sun, Sep 27 2009 11:11 PM by Bob V-G. 11 replies. Viewed 2,002 times.
Page 1 of 1 (12 items)
  • Tue, May 12 2009 1:56 PM                

    • Anonymous

    I have been reading your MBS Commentary daily to see what mortgage rates are doing. I am looking to refinance and have a credit score of 781, but when I call lenders to compare rates, their par 30 rates are much higher in the 5%. What lenders are offering the rates you are writing about in your commentary?
  • Tue, May 12 2009 7:08 PM                 In reply to

    Dear Anonymous-

    Please tell us what it is you are looking for:  refinance/purchase, approx. loan to value, current fico score etc.....and better yet:  use the directory here to find a Broker that lends in your area and contact him/her.  Thanks

    PREMIUM MEMBER
    Bob Van Gilder, Broker- Finance One Mortgage Ph (530) 644-5395, eFax(877)468-5395 email: financeone@juno.com CA DRE lic # 01193406
    California only please---But I can refer you to professionals throughout the nation.
  • Tue, May 12 2009 8:54 PM                 In reply to

    You probably aren't going to find those rates directly from the lender; you need to find a broker that will be able to get the rates Victor is quoting.

    PREMIUM MEMBER
    Going the extra mile is my normal route, even with today's gas prices.
    Kent Mikkola, Mortgage Consultant, M & M Mortgage, LLC, 1700 W Hwy 36, Ste 130, Roseville, MN 55113, Direct 651-558-9807, kmikkola@themmmortgage.com
  • Tue, May 12 2009 9:30 PM                 In reply to

    Also, to get a par you would be required to pay all closing costs and 1 point loan origination/discount/broker fee.  I suspect you are being quoted a rate with very minimal closing costs if the rate is that high.

    This morning every lenders rate sheet i received had under 5%.  I would suggest that you look for someone from this site to help you.  You can check the director or read member profiles to find a professional in your area.

     

    PREMIUM MEMBER
    Victor Burek, mortgage planner with Ross Wright Mortgage Group, 13455 Noel rd, Dallas, Tx 214.764.1926 email me at vburek@866whyross.com
  • Wed, May 13 2009 7:02 AM                 In reply to

    I am looking to refinance my home loan.  I have a credit score of 781.  My home is worth $270,000 and I currently owe $186,000.  I would like to take cash out.  I'm looking to finance about $215,000 to keep from paying pmi. 

  • Wed, May 13 2009 8:10 AM                 In reply to

    Tracey O'Hara:
    I am looking to refinance my home loan.  I have a credit score of 781.  My home is worth $270,000 and I currently owe $186,000.  I would like to take cash out.  I'm looking to finance about $215,000 to keep from paying pmi. 

     

    You can find a professional near you in our Directory.

    PREMIUM MEMBER
    Going the extra mile is my normal route, even with today's gas prices.
    Kent Mikkola, Mortgage Consultant, M & M Mortgage, LLC, 1700 W Hwy 36, Ste 130, Roseville, MN 55113, Direct 651-558-9807, kmikkola@themmmortgage.com
  • Sat, May 16 2009 2:41 PM                 In reply to

    How do you get added to that directory?

     

    I see no love for the Missouri market

  • Sun, May 17 2009 1:50 PM                 In reply to

    Andy Newbold:
    How do you get added to that directory?

     

    I see no love for the Missouri market

    All you have to do is become a member: http://www.mortgagenewsdaily.com/shops/premium/default.aspx

    PREMIUM MEMBER
    Going the extra mile is my normal route, even with today's gas prices.
    Kent Mikkola, Mortgage Consultant, M & M Mortgage, LLC, 1700 W Hwy 36, Ste 130, Roseville, MN 55113, Direct 651-558-9807, kmikkola@themmmortgage.com
  • Fri, Sep 25 2009 5:21 PM                 In reply to

    I believe your on great start with refinancing your mortgage by doing your homework first and making a educated decision.  A couple of things to keep in mind is if it sounds to good to be true it more then likely is and working with a experienced proactive broker will cut down on estimated closing time.

     

    Voyage Home Loans

    Mike Kim

  • Fri, Sep 25 2009 7:32 PM                 In reply to

    Ya think this guy is still looking, really?  Or you just fishing?

    PREMIUM MEMBER
    Bob Van Gilder, Broker- Finance One Mortgage Ph (530) 644-5395, eFax(877)468-5395 email: financeone@juno.com CA DRE lic # 01193406
    California only please---But I can refer you to professionals throughout the nation.
  • Fri, Sep 25 2009 10:22 PM                 In reply to

    Seasoning required for investors?

     

     

  • Sun, Sep 27 2009 11:11 PM                 In reply to

    35 years.   Have a pleasant evening.

    PREMIUM MEMBER
    Bob Van Gilder, Broker- Finance One Mortgage Ph (530) 644-5395, eFax(877)468-5395 email: financeone@juno.com CA DRE lic # 01193406
    California only please---But I can refer you to professionals throughout the nation.
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