Has anyone gotten anything definitive on what lenders are pricing the Agency Jumbo (Super Conforming, etc.) loans these days?  I am pulling rates in the 6% range with no points, but hearing from borrowers that they are getting quoted rates in the low 5's, like a normal conforming loan.  I'm pulling my hair out, losing these deals and can't tell if they are truly getting lower rates, or if it's a bait and switch.  Any inputs on what you all are seeing would be appreciated - thanks!

I am getting rates around 5.25% to 5.625% PAR depending on the day, they fluctuate obvioulsy.

This is on the GMAC conforming high balance ans also Suntrust Agency Plus.

I am in a similar range, 5.25 to 5.75 depending on the day, weather, alignment of the  moons of Saturn...... etc.  Provident is at 4.875 with .25 back, 5.375 gets 1 back.  Hope that helps!