Both my wife and I are joint borrower, we have solid working history and try to refi my current mortgage, which is 4.5%. This is our primary residence and we lived here for 3 years. We are looking for 7 year fixed ARM and 10 year fixed ARM. What kind of rates we can get if we choose either 1. roll teh closing cost into new loan 2. no point no fee out the pocket?

Happy Holidays.  We would be glad to have a look at this one.  Please send scenario details to: world_widefundingnetwork@financier.com.

Good Afternoon Frank,

Hope all is well.  Based on your mortgage situation listed above, today I can qualify you for a 7/1 Fixed Arm at 3.125% with no points.  Let me know what you think, thank you.

Best regards,

Jamal

Hi Frank ... I'm just back from enjoying the holidays and saw your post.  Our rate quote for today for a Jumbo 7/1 ARM priced for your loan parameters would be 2.875% @ 0 points with a $2,500 lender credit to be used to offset the approx. $2,800 in closing costs.   The APR is 2.897%

Along with the Jumbo 7/1, we also offer a 30 Year Fixed, 10/1 ARM and 5/1 ARM.

My Office is located in Torrance CA.  I'd be happy to provide you with a full set of Jumbo rate quotes.  Thank you!