Income $275K/year ($23,000/month); solid job history (5+ years at present employment)

Assets: $600K liquid cash, stocks; $300K 401K, IRA and Annuities

Loan Amount: $960,000

Property Value: $1,200,000+

LTV: 80%

Good Evening James,

Hope all is well.  Based on the scenario you have provided, I can give you an interest rate of 3.875% on a 30 year fixed with a credit towards closing costs of $1,200.  Feel free to contact me with you have questions or if you would like additional information.  Of course this interest rate is subject to change daily, thank you.

Best regards,

Jamal

I can assist as well with Everbank.  My rates should be between 3.625-3.75% for this purchase on a 30 fixed note with no prepayment penalty. 

720-626-3014

rick.kinzer@everbank.com

NMLS 371799

Thanks Rick Kinzer

Hi James ... I'm just back from enjoying the holidays and saw your post.  Here's today's rate quotes for two of our Jumbo loan programs ...

Our rate quote for today for a Jumbo 7/1 ARM priced for your loan parameters would be 2.875% @ 0 points with a $4,800 lender credit to be used to offset the closing costs.   The APR is 2.875%

Our rate quote for today for a Jumbo 30 Year Fixed priced for your loan parameters would be 3.750% @ 0 points with a $4,800 lender credit to be used to offset closing costs.   The APR is 3.750%

Our Bank also offers a Jumbo 10/1 ARM and 5/1 ARM if you are interested in additional loan program options.

PNC Mortgage offers free no obligation mortgage pre-approvals for home shoppers whom are looking to purchase a home but have not yet settled on a property.  This is a "real" pre-approval that goes through the full underwriting process as opposed to the less reliable "pre qualification" that many lenders issue after a quick review of your qualifications.

My Office is located in Torrance, CA but I work with clients throughout CA.  Thank you!

Private Money Lender - Private Hard Money Loans 

CREDIT SUISSE CAPITAL GROUP 

Aim :Home Refinances and acquisition of home preventing foreclosures,eradication of debt/poverty, removal of bankruptcy, repairing credits and removing mortgage rates, 

, Provision of Loans to Students/Employed and Unemployed, Creation of Jobs by providing funds for business set ups and Project development and awareness of wealth. 

This is a Recourse loan or Hard Money loan,please read about our new Programs!!! 

Residential or Commercial 

No upfront fee or lender's point fee (not from your pocket until closing table) 

Less than 2 weeks funding 

Application and less than 48 hours notice of approval or disapproval 

Low, Bad or High credit score, 

Loans are based on project strength and not collateral 

Terms up to 30 years 

Annual interest Rates in the 3% only 

$5K min loan amount, no max 

Cash out allowed 

All funding and payment is via Bank transfer only and no checks 

prepay penalty is 3 months 

All 50 States and International 

Max LTV by State: 

Tier 1-40%: CA,HI,OR,TX,WA 

Tier 2-60%: AZ,CO,DC,NH,TN,UT,VA 

Tier 3 -50%: DE,FL,GA,ID,IL,MD.MA,MS,MO,MT,NY,NJ,NM,NC,SC,WY 

Tier 4-45%:AL,AK,AR,CT,MN,PA,RI 

Tier 5-55%:IA,IN,KS,KY,LA,ME,NE,ND,OH,OK,SD,WV,WI 

Application for a loan would be sent to you upon your request. 

Make Credit Suisse CAPITAL GROUP a part of your commercial finance team. We are creative funding experts and very flexible when considering your funding options. We 

look forward to hearing from you. 

Thank you for your patronage as we are willing to loan you at no upfront fee. 

To further discuss your situation, and a no obligation analysis of your needs, 

please contact: 

Charles Perlow, Director (Credit Suisse Capital Group)

Individual NMLS #756032  

Private E-mail: charlesperlow@hotmail.com  or creditsuisseloan@admin.in.th

Please Email before you schedule a call. 

Copyright 2013 'The advanced solution to financial freedom', 

Charles Perlow