Looking at going from a 30 year fixed at 4.25 to a 15 year fixed. NO cash out, closing costs paid out of pocket, will pay origination fee at around 1%. Let me know what offers you guys have

Hello Sean,

I'm with KINECTA Federal Credit Union we lend in Maryland and I would be able to get you 3.375% (No Points) with .250% Rebate/$387.50 towards closing costs for a 15 Year Fixed with a straight and forward $995.00 refinance fee that covers origination, processing and etc... 

The best way to reach me is at (424) 225-4332 or dallen@kinecta.org

Best Regards,

David Allen 

Sean,

Good morning, I would like to offer you a loan proposal.  Flagstar Bank, does not charge a loan origination fee, therefore you woud be able to take advantage and use 1% discount fee to buy it down from our par rate.  Flagstar Bank, is a Federally Charted Bank, we lend nationwid, have competitive rates and low closing costs.  Reach out to me if you would like to go over your scenario in detail.  I will be ready to provide you with a loan proposal.  You may email me at geofrey.merino@flagstar.com or call me direct at 480-560-1081.

Geofrey Merino

Look forward to speaking with you.

Hey Sean,

Hope all is well.  On a 30 year fixed, I can lock you in at 4% with closing costs of $1,500.  On a 15 year fixed, you would be looking at 3.125% with closing costs of about $2,400.  Please email or call me at 916-419-2338 (work) or 510-541-1615 (cell) if you would like more information, thank you.

So what do you think Sean?

Looks like you could get 2.875 15 year fixed.  I am located Crofton Md... We can go over the APR... Contact me tomorrow at 410-721-8222 ext 0499. 

Or email Rgerami@monarchmtg.com

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