STICKY: GET TO KNOW OUR MEMBERS! ......... (MND's FIRST "ROLL CALL")

   Well since I'm new here I thought I'd take my turn to break the ice.   :)

As far as stuff that isn't addressed in the bio or stuff that can use some more personal explanation:

I live in Honolulu on the Island of Oahu and I work for Aloha Aina Mortgage, Inc. as a Loan Consultant.

Hobbies:

I love sailing, absolutely. I also enjoy horseback riding in Waimanalo and tinkering with engines. I also enjoy running.

Red or White:

I don't drink.

Family:

Well, I have a wife who has her own place at the moment, so……

Sense of Humor:

Life’s too short. I believe you should never regret anything that you’ve done that made you smile at the moment you did it. Yup, I would even smile while walking in the rain in the middle of nowhere after my car left me stranded.

Guilty Pleasures:

LOL…well, I guess that would be my WOW account

Obama or McCain:

 Whichever one that did good in economy class.

What DON'T you care about that most others do:

I don’t know, politics….see above answer.

TV shows:

It’s really rare that I watch tv.

Movie:

Hard one, somewhere between LOTR’s, Shriek, and Under the Tuscan Sun.

What would you be doing if not Mortgage/MBS market:

Insurance

Ideal Cars for 20, 60, and 100k+:

        I ride bikes..yup ask me about nice KZ’s.

Doug ...are you one of the baldwin brothers?

Umm, at my age..na.  But I can see a resemblance now, lol.

Matt,

Wow that was a lot of information that I really didn't need to know. Austin Powers really? Not caddyshack, flying circus (all seasons), dirty dozen, matrix (replay lobby scene over and over), reservoir dogs, stripes.. I could go on and goldmember doesn't get it. Your neck would have to look like a vagina to like that movie.

And guitar hero, ps3 or 360?

As far as stuff that isn't addressed in the bio or stuff that can use some more personal explanation:

- I once (unfortunately, once is the operative word) interviewed with Lewis Ranieri. I also worked with Joseph Jett and Kevin Ingram. Google all three of them.  

Hobbies:

    - I love to surf and snowboard and haven't done either since I gained 100 lbs.

 Red or White:

- Clear...that's water. I packed a lifetime of partying into about 16 years!

Family:

- Single and two awesome dogs that have me well trained. Scout and Sheba Maria.

Sense of Humor:

-  Bill Maher, John Stewart, Colbert, Brian Regan.

Guilty Pleasures:

- pizza. Like Joe Torre once said, "Pizza is a lot like sex. When it's great, it's great. And when it's horrible, it's still great".

Obama or McCain:

- First election 1980 John Anderson. Second election Ronnie Reagan then Bush Sr., Bill x 2 , Ralph, Kerry, The BIG O.  I'm here cause it's always good to have an opposing view. Someone has to represent. Ran for County Freeholder as a Green and got over 5,000 votes(out of 120,000).

 What DON'T you care about that most others do:

- Reality TV shows and or contests shows like AI.  I just don't understand.  I'm contemplating adding Facebook to this list.

TV shows:

- 24/Deadliest Catch/Daily Show/Colbert/Countdown, Gordon Ramsey stuff, Charlie Rose, History Channel, Discovery channel, Seinfeld reruns.  CNBC's on whenever Erin Burnett or Michelle Lee are on. The other day they were talking about the porn bailout. Suddenly all signs of my ADD disappeared, and then about 2 hours later, I had missed two re-prices.

Movie:

- Goodfellas, Dumb and Dumber.

 What would you be doing if not Mortgage/MBS market:

- I don't want to do anything else.

Ideal Cars for 20, 60, and 100k+:

- 20: used fx35

- 60: slightly used or last years CLS 550

- 100k+: Bentley, just like the Barry.

2009 has a theme.

SAVE DAVE.

As far as stuff that isn't addressed in the bio or stuff that can use some more personal explanation:

- I've lived in Puerto Rico, Texas, NJ, Michigan, Colorado, California (San Diego and now Campbell/San Jose).  Currently living in the Bay Area since 1981. 

I had a portrait photography business for about 14 years.  Loved the combination of the artistic with the analytical.  Needed to find another means of supporting my kids when the dot com crash happened (photography is pure discretionary spending), and found mortgage origination.  Prior to photography I had worked in high tech, so the combination of sales, marketing  and people skills developed in my business along with my analytical skills has served me very well.

Hobbies:

    - Photography, gardening (I'm starting a serious vegie garden this year, compost pile and all), watching my kids play ice hockey

Red or White:

- Diet coke - I don't drink.

Family:

- Divorced with 2 kids, 15.5 yr old son, 13 yr old daughter

Sense of Humor:

- Wicked :-)

Guilty Pleasures:

- Trying to explore the entire internet.  There is some really interesting stuff out there!

Obama or McCain:

- I'm conservative.  Not sure we really have 2 parties. 

What DON'T you care about that most others do:

- I think the amount of effort people put into maintaining appearances despite reality is pretty sad.

TV shows:

- The Amazing Race, Food Network Challenge and Top Chef (I don't like to cook, so it's kind strange that I like those shows), Nova, CNBC (to see what the masses are being influenced by  and for the ticker), Divine Design.

Movie:

- I haven't been to a movie for ages. 

What would you be doing if not Mortgage/MBS market:

Great question given what this industry has been through over the last 2 + years.  I am interested in helping distressed homeowners out with loan mods etc.  Looking into some offers for "triage" services (mod, short refi, short sale, foreclosure).   sorry - can't get the tool bar to not underline

- Ideal Cars for 20, 60, and 100k+:

- Not sure. 

Welcome Sally. 

Having lived in MI, you should know that you have to specify if it was in the LP or UP...

Dave, we need to live in the same town.

Kent, I lived in Saginaw for a year when I was 13.  I think it was the coldest year I have ever experienced.  Great people, though.  Friendliest people of all the places I lived while moving around as a kid.

What a great forum and information. I'm really enjoying reading everyone's bio.   

OK, I'll bite.

Something not in my bio:

- Why does everyone call me 'Hammer'?  Well, I guess cause it fits.  I was given the name many years ago by a Regional Manager in my days as a Branch Manager for Electrolux.  Yup, I used to sell vacuum cleaners door to door, as well as hire and train others to do the same.  Did it so well that I made great $$ and won trips to San Francisco, Las Vegas, Caribbean cruise, and Paris............. He ordained me as such because of my ability to get results along with my "subtle" <snicker> personality. Besides, what else do you call a 6', 200+ lb biker?

I love to sell.  I call myself a loan originator because that is what I do - I'm a rainmaker, not a CMPS, CMS, POS, or the like.  I think that every transaction should be a win/win.  I hold myself to a high level of integrity, and expect to be treated by my clients with respect (or reverence would be nice! <grin>)

Hobbies:

    - Basketball, working on my skoot ('03 Harley Ultra Classic), Coaching my kids' soccer/hockey teams, Texas Hold 'em

 Red or White:

- Water.  Can you imagine adding alchohol to this personality?

Family:

- Beautiful wife, wonderful kids - 11yr old daughter, 10yr old son

Sense of Humor:

-  Twisted and sometimes misunderstood

Guilty Pleasures:

- I don't think ANY pleasure deserves guilt - I'm a Hedonist

Obama or McCain:

- I've long since learned to avoid discussing politics, religion, and abortion with 99.876666543899965% of the population

 What DON'T you care about that most others do:

- Being harshly judged by others.  While sometimes mistaken for arrogant, I'm just comfortable and confident.

TV shows:

- Boston Legal, NY Giants, NJ Devils, NJ Nets, Football, Hockey, Basketball, History and Discovery

Movie(s):

- The Matrix, Shawshank Redemption, Good Fellas (Dave, I guess it's a Joisey thing)

 What would you be doing if not Mortgage/MBS market:

- Well, in the third quarter of 2008 the answer was ANYTHING.  After a December change of scenery, I can say I'm more passionate about my career than ever before, so not much.  If money overflowed from the coffers and I didn't have to work, I'd love to finish watching my kids grow up and travel the world with my wife and my hawg.

Ideal Cars for 20, 60, and 100k+:

- 20: (1) Harley Davidson in the stable

- 60:  (2) Harley Davidson's in the stable, and a Buell

- 100k+: (2) Harley Davidson's in the stable, a Buell, a Kawie Ninja, and a good life insurance policy

welcome to the hammer.it is a joisey thing.

OK..... being the curmudgeonly sort, I don't post too much -- except in response to questions asked in the Wiki -- but why not.....

Hobbies:  Pool, backgammon, culinaria and culinary history, world history, sailing, yard sale arbitrage, technical analysis of stocks, commodities and securities.

Television:  Family Guy, Two and a Half Men, Law & Order, CSI

Guilty pleasures:  dulce de leche and Haagen Dasz Dulce de Leche Ice cream, a morning at the barber shop for the full treatment (haircut, shave, hot towel, neck massage and manicure)

Obama or McCain:  now that the election's over, the question is moot.  If it matter's, I'm a left leaning independent.

Don't care much about:  sports.

What I'd be doing if not in mortgages:  teach.

Ideal automobiles:  anything Jaguar or Aston-Martin

Sense of humor:  people tell me that my sense of humor is an acquired taste.  It also happens to be very very dry.... sort of like a vodka martini with no vermouth.

Hi everyone, looks like a great site. Look forward to learning all I can about this stuff!

-Rob

Jerry click on my pic to go to my profile page where you can get a bio and other info about me.  Please feel free to add me to your connections which is  a link under my pic on the top left of the profile page.  This will be a good way for us to stay connected when things get busy in here.

Jerry Here 

As far as stuff that isn't addressed in the bio or stuff that can use some more personal explanation:

- I live in a small town of about 18,000 in Harrisville RI about 25 miles north of the capital city of Providence.

Hobbies:

    - Former part time musician. I own 4 guitars, 1988 Fender Strat, 1977 Fender Tele 1987 Robin Strat and a 2004 Taylor 414 accoustic. Mostly just do fingerpicking stuff on the Taylor at home these days. I own an old 1977 28 foot Islander Sailboat that I love to sail in Narragansett bay. May have to put that off this year unless my income level returns. I still follow the NY sports teams, Mets, Giants and Knicks.

Red or White:

- Red, definitely...  But don't mind a Shiraz or Merlot.

Family:

- Married with 6 grand children. One rabbit (grand daughter's)

Sense of Humor:

-Love the off beat stull like Dane Cook. Loved Laurel and Hardy. 

Guilty Pleasures:

- Gourmet Jelly Beans or Spice Gum drops. 

Obama or McCain:

- I'm a conserative Independent so neither of these is my cup fo Tea. Just hoping for the best

What DON'T you care about that most others do:

- Celebrities...  I don't give a rat's "....." who is sleeping with who or....who is wearing what

TV shows:

- Kitchen Nightmares with Gordon Ramsey, Top Chef, The Amazing Race, Discovery Channel

Movie:

- All time most re-watchable movie for me : Groundhogs Day (appropriate wouldn't ya say?)

What would you be doing if not Mortgage/MBS market:

- Depends... If I had Money. I'd be a live aboard cruiser on a 36 ft sailboat in the carribean.  Otherwise a nice little pub would be great.

Ideal Cars for 20, 60, and 100k+:

- 20: I like the Saturn Skye

Doubt I would ever spend over $30,00 for a Vehicle unless it was a 1955 T-Bird or 1963 Stingray.

Robert Adelman:

Hi everyone, looks like a great site. Look forward to learning all I can about this stuff!

 

-Rob

Well, hello neighbor.  Welcome to MND!!

Hey all

I'm Gary

I am in need of updating my profile ASAP. Hopefully I will have it done by the end of the week!

As far as stuff that isn't addressed in the bio or stuff that can use some more personal explanation:

- I live in southern NJ and am a full time single dad of a wonderful 2yr old girl and 4yr old boy

Hobbies:

    - sports, anything to do with a Philadelphia sports team other than the 76ers... spending quality time with my kids, family good friends. Going out and blowing off steam..

Red or White:

- no wine for me - sticking with nice Scotch

Family:

- Single - 2 Kids

Sense of Humor:

- I don't think I have ever been offended... but love to laugh.

Guilty Pleasures:

- Atlantic City and bad reality TV

Obama or McCain:

- ?

What DON'T you care about that most others do:

- Politics

TV shows:

- Entourage, Californication, Lost, anything on the History Channel, Big Brother

Movie:

- Animal House, The Big Lebowski (the dude is my personal hero)

What would you be doing if not Mortgage/MBS market:

- Open a pub

Ideal Cars for 20, 60, and 100k+:

- 20: Smart Car  - so ugly it hurts...

- 60: Caddy CTS-V

- 100k+: Bentley Cont. GT

As far as stuff that isn't addressed in the bio or stuff that can use some more personal explanation:

- I list San Diego, CA as my city because it's the closest metro area.  I'm actually about 20 miles north, next to the Del Mar Racetrack.

Hobbies:

    - golf, bodyboarding, blogging, listening to live music, poker

Red or White:

-  I'm more of a beer drinker but I'd drink a glass of Cabernet if you offered it

Family:

- Married and one 7-year old daughter

Sense of Humor:

- I understand and appreciate intelligent  sarcasm and satire.

Guilty Pleasures:

- golf

Obama or McCain:

- Romney

What DON'T you care about that most others do:

- Money.  Don't get me wrong, I LOVE money inasmuch as I love the study of it.  I'm surprisingly less materialistic than the average SoCal originator

TV shows:

- CSI, Law and Order, JAG reruns

Movie:

- Rocky series

What would you be doing if not Mortgage/MBS market:

- securities brokerage

Ideal Cars for 20, 60, and 100k+:

- 20: used Mercedes SL500 Roadster

- 60: newer, used SL class

- 100k+: used Rolls Corniche

OK!  After multiple requests I guess I'll finally do it, too....

Hobbies:My youth group of about 50 kids! Modifying my '07 wrx. Martial arts. Does preaching count as a hobbie?? Hmmm...    

Red or White:Well, I'm not indian or Anglo-saxon.....I'm mostly African American...lol  I don't drink al-ko-haul.

Family:    yes! Wonderful wife and 2 kids. Boy and girl.  He's 4.5 and she's 2.5...going on 15.

Sense of Humor:

yes.

Guilty Pleasures:

yes. Quick-witted to a fault. Your fault for starting it with me! (See?! It's just that easy...)hahaaa

Obama or McCain:

You'd be surprised; don't pre-judge based on my appearance or your lack of intelligence.

What DON'T you care about that most others do:

Following the crowd. Political correctness when it interferes with or detracts from truth. TV and movies.

TV shows:

see last question.

Movie:

see last question.

Ideal Cars for 20, 60, and 100k+: 

20: '09 Yamaha YZF-R1

60: My current car + $32,000 worth of mods. Yes, I could spend that much on my car if I had it.

100: Bugatti Veyron on a year-end+going out of business+clearance+customer appreciation sale(reg price: $1.8 mill)

Any other questions?