Loan Scenario: CA, $473,000, 780, 78% LTV, Refinance (Rate and Term)

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Post Statistics: 528 Views, 2 Replies
Latest Post: Mon, Aug 30 2010 11:20 AM by David Marks

Thu, Aug 26 2010 5:22 AM

sbhomebuyer
(Avinash Joshi)

Loan Scenario: CA, $473,000, 780, 78% LTV, Refinance (Rate and Term)

Loan Scenario

View All Post A Scenario

Loan State: California
Loan County: Ventura
Loan Type: Refinance (Rate and Term)
Loan Amount: $473,000
Property Value: $605,000
LTV: 78%
FICO: 780
DTI: 26
Occupancy Type: Owner-Occupied
Property Type: Single Family Residence

Looking for a Refi at a rate lower than 4.5% for 30 year fixed; no cost; no points and no prepayment penalty.

Avinash Joshi

- View My Profile

Avinash Joshi

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In Reply to This Post

Thu, Aug 26 2010 3:05 PM

justinbayle
(Justin Bayle)

4.5% is a very competitive rate if you do no want to pay any points or any of the fees associated with refinancing. If someone has offered that to you and locked it in, I would go with it.

Best,

Justin

Justin Bayle

- View My Profile

Sr. Loan Officer

CS Financial

jbayle@csfinancial.com

(310) 777-3600 x186

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