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Hugh W. Page
Senior Mortgage Consultant, M.B.A., Capital Partners Mortgage, LLC
on Wed Apr 16 2014, 1:24 PM
My takeaway is Yellen is quite confident that QE definitely helped employment. Yet, she also thinks significant "slack" exists and full employment is still a couple of years down the road. My guess is she would be be gung ho ready to turn the QE tap back on if she felt progress stalled on the growth/employment front.
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Hugh W. Page
Senior Mortgage Consultant, M.B.A., Capital Partners Mortgage, LLC
on Wed Apr 16 2014, 1:24 PM
I just breezed thru Yellen's speech......Gives you some insight I think.
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Ben Biscoe
Loan Officer, The Ashley Smith Team at Atlantic Coast Mortgage, LLC
on Wed Apr 16 2014, 1:24 PM
http://www.mgic.com/go/index.html
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Ben Biscoe
Loan Officer, The Ashley Smith Team at Atlantic Coast Mortgage, LLC
on Wed Apr 16 2014, 1:24 PM
mgic will also take findings subject to 3 overlays
Joe Daquino
on Wed Apr 16 2014, 1:24 PM
I like LP since they have reserves.
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Ben Biscoe
Loan Officer, The Ashley Smith Team at Atlantic Coast Mortgage, LLC
on Wed Apr 16 2014, 1:24 PM
my vote is LP if the scores are higher
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Matt Hodges
Charlottesville Sales Manager, Presidential Mortgage Group
on Wed Apr 16 2014, 1:24 PM
any advice DU or LP - 95% with monthly MI, good reserves, low DTI, 753 and 784 middles, BUT last active account reported 10/13 - all ZEROs
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Matthew Graham
Chief Operating Officer, Mortgage News Daily / MBS Live
on Wed Apr 16 2014, 1:23 PM
feels like a soap opera cliff-hanger. "Find out next week!"
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Victor Burek
Mortgage Planner, Open Mortgage
on Wed Apr 16 2014, 1:23 PM
I am hoping this is where we bounce off of 2.66 and move back to lower end of range of 2.60
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Andrew Haynes
Capital Markets / Trader / Analyst, Mission Federal Credit Union
on Wed Apr 16 2014, 1:23 PM
So is this where be bounce off of 2.6 and head higher to 2.8 going into NFP next month?
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Sung Kim
Originator / LO, McLean Mortgage Corp.
on Wed Apr 16 2014, 11:55 AM
housing starts chart looks dismal
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Hugh W. Page
Senior Mortgage Consultant, M.B.A., Capital Partners Mortgage, LLC
on Wed Apr 16 2014, 11:52 AM
MG - Great chart and commentary on retracement levels . Clear and easy to understand.
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Matthew Graham
Chief Operating Officer, Mortgage News Daily / MBS Live
on Tue Apr 15 2014, 2:52 PM
here's a chart of the benchmark for European flights-to-safety vs Treasuries. http://mndne.ws/1eLD0Kb
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Matthew Graham
Chief Operating Officer, Mortgage News Daily / MBS Live
on Tue Apr 15 2014, 2:51 PM
without commenting on 'why today' we can simply look at markets that are more directly affected, like Europe and see core sovereign debt rallying much more sharply
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Brent Borcherding
Loan Officer, Capital M Lending
on Tue Apr 15 2014, 2:50 PM
What else, Sung? It's the only news line, frankly the data says we should be in the red.
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Sung Kim
Originator / LO, McLean Mortgage Corp.
on Tue Apr 15 2014, 2:50 PM
but why today? we heard "civil war" over the weekend. what makes today any more relevant? not buying Ukraine on this one
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Samip Joshi
Lock Desk / Secondary, SD Capital Funding
on Tue Apr 15 2014, 2:50 PM
Ukraine claims russian forces entered ukraine territory
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Brent Borcherding
Loan Officer, Capital M Lending
on Tue Apr 15 2014, 2:50 PM
Yes, Sung.
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Sung Kim
Originator / LO, McLean Mortgage Corp.
on Tue Apr 15 2014, 2:50 PM
is this ukraine related or equity related? did ukraine cause equity sell off?
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Brent Borcherding
Loan Officer, Capital M Lending
on Tue Apr 15 2014, 2:50 PM
You have to take a percentage of the IRA balance, no? You can't use 100% due to value movement.
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Clayton Sandy
Mortgage Consultant, Veritas Funding, LLC, NMLS 432296
on Tue Apr 15 2014, 2:50 PM
Is the IRA subject to market movement? If so, then isn't 70% of the balance/monthly distributions?
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Sung Kim
Originator / LO, McLean Mortgage Corp.
on Tue Apr 15 2014, 2:49 PM
i dont think that is an agency issue joon, it's an investor issue
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joon choi
Senior Loan Officer, Chicago Financial Services, Inc.
on Tue Apr 15 2014, 2:49 PM
question, does freddie allow C/O refinance with POA?
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Gus Floropoulos
Sr. Loan Officer, Quontic Bank
on Tue Apr 15 2014, 11:56 AM
not saying it should be a major market mover, but it's real geopolitical risk
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Gus Floropoulos
Sr. Loan Officer, Quontic Bank
on Tue Apr 15 2014, 11:56 AM
Ukraine drama has been downplayed throughout the last couple of weeks.
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Matthew Graham
Chief Operating Officer, Mortgage News Daily / MBS Live
on Tue Apr 15 2014, 11:55 AM
could be Ukraine-related as well. Some earlier wires and one story suggest impending civil war. Another more recent wire says Ukrainian government has identified Russian military in Slovyansk
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Victor Burek
Mortgage Planner, Open Mortgage
on Tue Apr 15 2014, 11:55 AM
stocks falling fast too
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Victor Burek
Mortgage Planner, Open Mortgage
on Tue Apr 15 2014, 11:55 AM
mg...any news? Ukraine flairing up?
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Matthew Graham
Chief Operating Officer, Mortgage News Daily / MBS Live
on Tue Apr 15 2014, 11:55 AM
RTRS- U.S. APRIL NAHB HOUSING MARKET INDEX 47 (CONSENSUS 50) VERSUS REVISED 46 IN MARCH
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Matthew Graham
Chief Operating Officer, Mortgage News Daily / MBS Live
on Tue Apr 15 2014, 11:52 AM
yeah, interesting times, in that it seems that some more attention might be paid to inflation in the coming months, but much like the prospect of rising yields, the question is one of sustainability. Maybe I'm missing something about the recovery, but how can higher prices or yields be sustained in any meaningful way? 3% 10yr and 1.8 CPI? sure, but around 3.5% and 2.0 CPI, seems like things would get dicey.
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Sung Kim
Originator / LO, McLean Mortgage Corp.
on Tue Apr 15 2014, 11:52 AM
but of course cpi/ppi dont matter, so forget the question
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Sung Kim
Originator / LO, McLean Mortgage Corp.
on Tue Apr 15 2014, 11:52 AM
cpi came in a little hot?
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Matthew Graham
Chief Operating Officer, Mortgage News Daily / MBS Live
on Tue Apr 15 2014, 11:51 AM
RTRS- NY FED'S EMPIRE STATE EMPLOYMENT INDEX AT +8.16 IN APRIL VS +5.88 IN MARCH
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Matthew Graham
Chief Operating Officer, Mortgage News Daily / MBS Live
on Tue Apr 15 2014, 11:51 AM
RTRS- U.S. MARCH CPI +0.2 PCT (+0.2003; CONSENSUS +0.1 PCT), EXFOOD/ENERGY +0.2 PCT (+0.2041; CONS +0.1 PCT)
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justin mix
on Mon Apr 14 2014, 2:22 PM
The DD214 is in St. Louis. Here's an expediter with 24hr turn arond http://www.aardvarkresearchgroup.com
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Jason York
Vice President of VA Operations, Prime Mortgage Lending, Inc
on Mon Apr 14 2014, 2:22 PM
requesting your DD214 isn't not a quick process from what I know
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Jay Rodriguez
Mortgage Banker, New American Funding
on Mon Apr 14 2014, 2:22 PM
You can also use an Expeditor Service to get them quicker, though they can get them for free from the link below.
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Dustin McAlister
Mortgage Loan Officer, Kansas State Bank
on Mon Apr 14 2014, 2:22 PM
http://www.archives.gov/veterans/military-service-records/
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Chip Harris
President, Integrity Financial LLC
on Mon Apr 14 2014, 2:22 PM
Anyone know how a vet can get a copy of his DD214? VA is requiring it for a COE and he has no clue where it is.
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Ken Crute
Branch Manager , Prime Mortgage Lending Inc
on Mon Apr 14 2014, 2:21 PM
most want the Dr, to move their deposit accounts over, but in exchange for low to no down payment with NO MI is usually a pretty good deal
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Joshua Crater
Branch Manager / Mortgage Banker / CMP, Rate1st.com
on Mon Apr 14 2014, 2:21 PM
anyone do these special doctor home loans? jumbo to 95%? is this a myth?
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Sung Kim
Originator / LO, McLean Mortgage Corp.
on Mon Apr 14 2014, 2:20 PM
yes, 50.44%
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Hugh W. Page
Senior Mortgage Consultant, M.B.A., Capital Partners Mortgage, LLC
on Mon Apr 14 2014, 2:20 PM
FHA I've received an LP Accept over 50 within the last 2 months.
Bryce Schetselaar
on Mon Apr 14 2014, 2:20 PM
Has anyone seen an LP approval above 50% lately?
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Gus Floropoulos
Sr. Loan Officer, Quontic Bank
on Mon Apr 14 2014, 1:49 PM
Great article Ted!
Bryce Schetselaar
on Mon Apr 14 2014, 11:24 AM
i havent been following the VA 15 much...but the conventional 15 seems like it has got the short end of the stick lately, too
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Dustin McAlister
Mortgage Loan Officer, Kansas State Bank
on Mon Apr 14 2014, 11:24 AM
.25% worse here
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Joe Moran
Sr. Loan Officer, Patriot Bank Mortgage
on Mon Apr 14 2014, 11:24 AM
most of my investors opened up .20 to .25 bps worse on the 15 year. for 1 tick down? really?
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Dustin McAlister
Mortgage Loan Officer, Kansas State Bank
on Mon Apr 14 2014, 11:24 AM
anyone else notice a drop in BPS on the 15 year VA loans that seems to be worse than what we lost from Friday to today?
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Matthew Graham
Chief Operating Officer, Mortgage News Daily / MBS Live
on Mon Apr 14 2014, 11:24 AM
RTRS- U.S. FEB BUSINESS INVENTORIES +0.4 PCT (CONSENSUS +0.5 PCT) VS JAN +0.4 PCT (PREV +0.4 PCT)
 

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