The Voice of Housing Blog

Email Alerts

Receive an Email Alert each time a story is posted to Voice of Housing.

- Subscribe to Email Alerts

RSS

- Posts | Comments

- View All RSS Feeds

Newsletters

- Subscribe to Newsletter

- Subscribe to Mortgage Rates Update

Latest Headlines

From Voice of Housing

Sequester or Not Housing Recovery to Bode Well for Employment

A Housing Riddle: Why did the Homeowner Stop Making their Mortgage...

Underwriting Standards Likely to Tighten and Negatively Impact...

What do Changes in GDP Mean for the Housing Market Recovery?

Financing Trends for Government Contractors

View All

Other Top Headlines

Senator on a Mission to Change the Way Short Sales Affect Credit...

CFPB Reminds Lenders of Changes to Mandatory Arbitration Provisions...

Ginnie I, II, or...III: Combining the Programs and the Advantages...

MBS MID-DAY: Third Time is NOT the Charm for Bond Markets

The Day Ahead: Winding Down and Range Finding; 2 Cool Charts

Latest Video

Senator Demands Change on Short Sale Credit Score Effects; Rates Snap Back To Recent Highs; Market Volatility Ahead of the Fed

Published: 5/17/2013

VIEW | SUBSCRIBE | ARCHIVE

Comments

Kelcey Morange
Answers: 100
MisterVA
Answers: 94
Antonio Cibella
Answers: 81

Scenarios
Search

Channel Options ↓ More

Voice of Housing Headlines

RSS

EMAIL ALERTS

News » Voice of Housing

Home » News Headlines » Voice of Housing Home

About this Channel

The Collingwood Group has partnered with Mortgage News Daily to bring you the VOICE OF HOUSING. Contributors include former Ginnie Mae CEO Joe Murin and former FHA Commissioner Brian Montgomery.

Sponsored by:
The Collingwood Group, LLC. | http://www.collingwoodllc.com

Sort by: Most Recent | Most Viewed | Most Commented

ORIGINATOR COMPENSATION: STILL IN THE FIGHT

Comments (69)

Read More

by Brian Montgomery on April 01 2011, 3:49 PM

Most Americans are unfamiliar with the Administrative Procedures Act (APA), yet it reaches each of us through an assortment of rules that eventually lead to what some might consider red tape. Some believe the APA is heavy-handed and will tell you the...
MERS: Myths, Misconceptions, and Realities

Comments (5)

Read More

by Joe Murin on July 22 2010, 2:35 PM

The housing crisis has revealed many things about our finance system. It lacked proper oversight, auditability, transparency, and incentives to do the right thing by borrowers and investors. My partners and I often refer to these calamitous times simply...
It’s Time to Refinance America and Time For Washington to Get Out of The Way

Comments (51)

Read More

by Brian O'Reilly on September 26 2011, 11:12 AM

Follow up: Refinance America: A New and Improved Plan In a recently published study by the Federal Reserve they confirm what millions of American homeowners know first hand and what most professionals in the housing finance industry have known for over...
Strategic Default: Inconceivable Assumptions Suddenly Conceivable

Comments (62)

Read More

by Tim Rood on May 12 2011, 12:09 PM

Until recently it was generally believed that only a small fraction of Americans would willingly choose to skip their monthly mortgage payment, aka "strategically default", when they found themselves stuck in a negative equity situation. The logic driving...
Is Elimination of the Mortgage Interest Tax Deduction Inevitable?

Comments (7)

Read More

by Brian O'Reilly on November 30 2010, 10:31 AM

If challenged to summarize the effects of the great recession on the U.S. housing system in a single word, that word would be “change”. Change because much of what we have come to understand about housing in America in the post-WWII Era has been undone...
GSE Loan File Auditors Needed

Comments (0)

Read More

by Tim Rood on December 29 2009, 3:30 PM

What has traditionally been viewed by originators and lenders as a low frequency, moderate severity event ("a cost of doing business") - loan buyback requests are now multi-billion dollar contingent liabilities that command substantial financial...
Ironic Twist: Wells Fargo Cuts Borrower Payments. Bets on Housing Recovery

Comments (5)

Read More

by Joe Murin on November 09 2009, 1:56 PM

Wells Fargo this week announced it will let some at-risk borrowers pay interest only on their mortgage loans in order to stay current and remain in their homes. ...
The Dearth of Affordable Rental Housing

Comments (0)

Read More

by Brian Montgomery on January 15 2010, 1:11 PM

Lost amid the much higher visibility mortgage crisis and the all too common foreclosure stories is the state of affordable rental housing in America. ...
A Housing Riddle: Why did the Homeowner Stop Making their Mortgage Payments?

Comments (0)

Read More

by Tim Rood on March 01 2013, 11:13 AM

0 false 18 pt 18 pt 0 0 false false false Here is a riddle: Why did the homeowner stop making their mortgage payments? Because they ran out of money. The riddle does not end with “because they only put down 3.5 percent of the purchase price.”...
BEWARE: GSEs Strictly Enforcing Lender Loan Repurchase Agreements

Comments (3)

Read More

by Tim Rood on November 10 2009, 2:40 PM

As reported in their quarterly filings, Fannie Mae and Freddie Mac are seeing an increase in the number of lenders not honoring agreements to repurchase loans that breached representations about the eligibility and quality of loans they sold. While this...
Refinance America: A New and Improved Plan

Comments (14)

Read More

by Brian O'Reilly on October 06 2011, 3:42 PM

Written By: Brideen Gallagher Vice President, The Collingwood Group Brian O’Reilly raised some very intriguing propositions on dealing with the ever growing issue of borrower income/wealth trapped in deflated, under-water home values. While these...
Fannie Mae Loan Buyback Requests Up More Than 60% Year Over Year

Comments (17)

Read More

by Tim Rood on May 11 2010, 12:45 PM

While many expected the disturbingly high number of GSE directed repurchase demands to mortgage lenders on nonperforming loans to crescendo in 2009 – 2010 is looking to be an even more onerous year for mortgage lenders that sold loans to the GSEs. Nonbank...
HUD Enforcement: The Serious Business of Lender Oversight

Comments (0)

Read More

by Brian Montgomery on June 28 2011, 8:42 AM

By Brian Montgomery, former FHA Commissioner and Vice Chairman, The Collingwood Group and Karen Garner Wing, Special Advisor to The Collingwood Group and former HUD Quality Assurance Division Manager According to recent news stories, the HUD Office of...
Good Riddance 30-Year Fixed Mortgage? Not So Fast...

Comments (7)

Read More

by Staff on February 11 2011, 10:46 AM

Peter J. Wallison's recent article in the Wall Street Journal on government support in the residential housing market, " What's So Special About the 30-Year Mortgage ? ", is an interesting academic exercise but it has no relevance to the reality of the...
The Issues: Another Government Refinance Program?

Comments (9)

Read More

by Manoj Singh, Ph.D on August 30 2011, 11:06 AM

The New York Times is reporting that the government is seriously contemplating a broad-based refinancing of mortgages guaranteed by the two GSEs , Fannie Mae and Freddie Mac, in an effort to reduce payments by those borrowers who currently cannot refinance...

1 2 3 4 5 Next > ... Last »

The views and opinions expressed on this channel are those of the author and do not necessarily reflect the views of Mortgage News Daily.

More From MND