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Pipeline Press is an informational forum focused on the interpretation and discussion of industry specific news, intelligence, investor bulletins, lender releases, developments, events and even rumor.

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MLO, Ops Jobs; Doc, Sales, Broker Tools; Disaster Updates; Investors React to Freddie and Fannie Changes

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by Rob Chrisman on November 25 2020, 8:05 AM

Second only to the excitement of the new phone book coming, the new conforming loan limit is $548,250 for 2021 , up from $510,400 in 2020, and some investors reacted. (More below.) The limit will impact home buyers in a positive way. The spread of COVID...
CTO, MLO, Ops Jobs Across the Country; Customer Service, eSignature Tools; MLO Yield Curve Primer

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by Rob Chrisman on November 24 2020, 8:09 AM

Remember when you drove to work every day? For non-mortgage kicks, here’s a site where you can take a virtual drive through dozens of cities around the world, setting the speed of the vehicle, street noise, and local radio station. (Just click on...
Ops Manager, AE, MLO Jobs; Appraisal, Sales, Relationship Products; Debating Freddie and Fannie's Future

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by Rob Chrisman on November 23 2020, 8:19 AM

Sunday morning I was trying to explain to my cat Myrtle how the total cost of rescuing a stranded Matt Damon in all of his films (think Saving Private Ryan, Interstellar, The Martian) was an estimated $900 billion . She was not impressed, seeing as a...
Product Mgt., MLO, Ops Jobs Across the Country; VA IRRRL, Training Events; Mortgage Servicing News

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by Rob Chrisman on November 20 2020, 7:59 AM

Many years ago I was hanging out with George Clooney and made the mistake of telling him, “Look, you’ll never amount to much as an actor. You’d be much better off sending out a free daily commentary.” He thought differently and...
Sales, Ops, QC Jobs; Retention, VOI, Broker Products; Ops and Processing Changes

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by Rob Chrisman on November 19 2020, 8:13 AM

“Life is like a helicopter. I don’t know how to operate a helicopter.” Remember how exciting it was when the technology of spellcheck came along? (People handwrite “congrats” on cards because they can’t spell “congratjulashons...
VOE, Cash Flow, Remote Work Tools; Companies Performance Mimicking Industry's

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by Rob Chrisman on November 18 2020, 8:10 AM

If you had 20 million close friends, and each one owed $500k on their house, the total would be $10 trillion of mortgage debt. Coincidentally, that is how much mortgage debt is out there in the United States. (Doesn’t every MLO wish all that debt...
MLO Jobs; Income, Workflow, Customer Service Tools; Agency Personnel Changes Regardless of Salaries

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by Rob Chrisman on November 17 2020, 7:55 AM

Predictions? Show me one person, a year ago, who forecast what has happened (so far) this year! (I went to see a psychic the other day. I knocked on the door and she yelled, “Who’s there?” so I left.) Lenders do their thing, regardless...
MLO Jobs; Customer Service, QC, Marketing, Servicing Products; Events and Training From Your Living Room

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by Rob Chrisman on November 16 2020, 8:30 AM

Here’s a good one. “I’m giving up drinking until Christmas. Sorry, wrong punctuation. I’m giving up. Drinking until Christmas.” Did you know that 1/20/2021 (Inauguration Day) is a palindrome!? Or do you know why millions...
MLO, Cap. Mkts. Jobs; Private Money, Marketing Products; Private MI Company Updates

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by Rob Chrisman on November 13 2020, 8:06 AM

Welcome to the first Friday the 13th of 2020 since March. What an eight months! Cindy E. writes, “The longer I stay at home, the more homeless I look.” I start fielding emails every year around this time about the following year’s conforming...
MLO, Ops Jobs; Marketing, Non-QM, Jumbo Products; Company News

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by Rob Chrisman on November 12 2020, 8:42 AM

Are the election results under control? Thank you to Hawai’i’s Joe G. who sent along this site where the odds of who the next president will be are posted; you can buy shares in your favorite! Is COVID under control? In some parts of the nation...
MLO Jobs; Digital, Marketing, Correspondent, ROI Tools; Disaster Updates; Collateral Valuation Trends

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by Rob Chrisman on November 10 2020, 8:27 AM

The headlines continue to blare and attract attention. HUD Secretary Ben Carson tested positive for coronavirus? True. Some foreign leaders not congratulating Joe Biden? Correct. President Trump fired the Secretary of Defense Mark Esper? Yup. In the builder...
Correspondent, Ops Jobs; Recruiting, Non-QM, Sales, Servicing Tools; Credit and Income Shifts; Vaccine News Pushing Rates

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by Rob Chrisman on November 09 2020, 8:18 AM

First Sean Connery, and now Alex Trebek! Their time together on Jeopardy is legendary. (“Please refrain from using ethnic slurs!”) The last time I checked, “ethnic” is not a bad word, and in fact is often celebrated. How many of...
VOE, Database, Broker Tools; Events; Disaster Updates; Political Uncertainty Moving Rates

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by Rob Chrisman on November 05 2020, 8:20 AM

With Nevada’s 6 electoral college votes, nothing says 2020 like the fate of the nation resting in the hands of Reno. When sending out a daily commentary grows wearisome for me, I may shift gears and open up a rehab center in Oregon. Why Oregon?...
Marketing, Production Jobs; Training, Automation, LOS Products; Company Specific Industry Snapshots

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by Rob Chrisman on November 03 2020, 8:04 AM

What are companies doing with the 2020 money they were going to spend on travel and entertainment? Saving it for the second half of 2021? Last week I paid a visit to Southern California. (The airports were uncrowded, masks universal.) I guess that I look...
Ops and Sales Jobs; Database, Servicing, Non-QM, Income Analysis Products; Upcoming Training and Events

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by Rob Chrisman on November 02 2020, 8:03 AM

Some would say that the year is either flying by, others would suggest it is slowly bumping along the bottom. Either way, here we are in November, and turkey farmers and butchers are wondering how to adapt their products to proposed smaller family gatherings...

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