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REMINDER : I am on vacation, and my access to e-mail is sporadic and not timely. In my place are daily commentaries from a series of very knowledgeable mortgage industry people with different backgrounds, and they have been given very little direction about what to write about. The first is below . Our views may or may not coincide, but I thank them for their time in volunteering and helping out. Today's contribution comes from: Steve Emory Sr. Mortgage Banker Chairman Ethics Committee '99-'03, Oregon...

Here is an interesting question for any home gardener, or Realtor: "Do you own the rain that falls on your roof?" WaterRights There are many things from the past that impact the present. For example, rotary dial telephones meant that high-population areas received low number area codes - it took less time for the dial to turn back around and was more efficient for larger numbers of people. So in the 1940's when area codes were created, New York received 212, Chicago, 312, Los Angeles 213, etc. There...

GSEs Update Loan Delivery and Appraisal Data Requirements; MERS Phase Out; Amtrust Name Change; MBA on Compensation...

House Passes Flood Insurance Extension; Servicer Short Sale Timeline Rankings; MERS & Fannie, Waiting Period Update...

Reuters reported that state housing agencies around the U.S. that provide mortgages to low-income borrowers would get as much as $35 billion in federal aid under a new U.S. Treasury Department program....