Study Shows Apparent Disparities in Lending to Women

A new study has revealed some apparent differences in the success rate of female and male mortgage applicants . The Woodstock Institute, a non-profit research organization, conducted a study based on Home Mortgage Disclosure Act (HMDA) data in the six county Chicago region and found that applications for either purchasing or refinancing a home were less likely to be approved if submitted by a female. The same was true of applications submitted by a female with a male cosigner when compared to applications...

HOPE NOW Aided over 100,000 Homeowners in January

HOPE NOW reports that its members completed 78,397 permanent loan modifications during the month of January and 29,244 short sales . The voluntary, private sector alliance of mortgage servicers, investors, mortgage insurers, and non-profit counselors have now assisted 6.18 million distressed homeowners since 2007. Of loan modifications completed in January, 63,539 homeowners received proprietary loan modifications and 14,858 received modifications through HAMP, the Home Affordable Modification Program...

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• MBS MID-DAY: Holding Ground Near Lows After Retail Sales

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Today's Comments

	"I see $8,000+ seller credit if using the builders lender - that's not built into the price? You're a fool if you think for a second that it isn't..."
	"In our current regulatory environment, I am surprised the affiliate model has lasted this long. I don't see a long shelf life for practices as they..."
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