Investors Shouldn't be Worried about FHFA's Plan to Merge GSEs -Report

Bank of America/Merrill Lynch (BAML) is cautioning its institutional investors against being unsettled by the announcement last week of development of a potential common securitization platform for Fannie Mae and Freddie Mac mortgage loans. In an Agency MBS Alert the Bank said that the decision by the Federal Housing Finance Agency (FHFA) to begin work on such a structure appears to have sparked investor fears about potential market disruptions but instead could be useful "in a wide variety of future...

Less Than 4 Percent of Lenders 'Acceptable' According To New Risk Assessment Tool

Risk profiling of mortgage license holders was one of the focuses of 2012 activity by the Multi-State Mortgage Committee (MMC) of the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators. The committee issued a report on Friday detailing its 2012 activities which also included participation in work leading up to the $25 billion National Mortgage Servicing Settlement. Committee Chairman Charlie Fields, Director of Non-Depository Entities at the North...

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Today's Comments

	"I see $8,000+ seller credit if using the builders lender - that's not built into the price? You're a fool if you think for a second that it isn't..."
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