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Dec 19, 2012 2:15PM
The authors of a study just released by the University of North Carolina's Center for Community Capital suggest that the current condition of the Federal Housing Administration's ( FHA ) finances is not as important as the public purpose of the agency . In Sustaining and Expanding the Market: The Public Purpose of the Federal Housing Administration, authors, Roberto G. Quercia and Kevin A. Park find three essential benefits that FHA has historically provided to the U.S. housing markets; regional...
Dec 19, 2012 4:13PM
In paying a short visit to Kansas, I learned that there are plenty of "oldest trick in the book"'s from which to choose - but here is one that actually helps community banks. The Outdoor Advertising Association of America reports more billboard advertisements are used by local small businesses than large national ones and represent 75% of total revenue. It turns out that about 80% of companies that advertise this way have less than 50 employees, so clever community bankers, as they drive around town...
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