http://www.mortgagenewsdaily.com/12042008_Mortgage_Rates.aspIf mortgage rates keep up their current pattern of decline, the forced rate reduction allegedly under discussion at the Department of the Treasury may not be necessary. After showing a net loss of 23 basis points during November, the 30-year fixed-rateenCommunityServer 2008 SP2 (Build: 31106.96)http://www.mortgagenewsdaily.com/12042008_Mortgage_Rates.asp#35958Fri, 05 Dec 2008 14:50:32 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:35958Tom WurdackArvind, The 4.5% rate may be for new purchases only. Rates are hovering in the low to mid 5&#39;s here in Missouri for 30 Yr. FRM. <div style="clear:both;"></div><img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=35958" width="1" height="1">http://www.mortgagenewsdaily.com/12042008_Mortgage_Rates.asp#35878Fri, 05 Dec 2008 04:31:01 GMT2bb7a989-b681-446d-a7f2-bd5f0562f228:35878Arvind NaikThis article is really useful. Thank you for providing valuable information and analysis. I am currently shopping for Loan and would love to see 4.5% rate decision come asap. KIndly.<div style="clear:both;"></div><img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=35878" width="1" height="1">