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<?xml-stylesheet type="text/xsl" href="http://www.mortgagenewsdaily.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Mortgage Rates Update</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/default.aspx</link><description /><dc:language>en</dc:language><generator>CommunityServer 2008 SP2 (Build: 31106.96)</generator><item><title>Daily Update: Mortgage Rates Battle Back From The Edge</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/247129.aspx</link><pubDate>Fri, 10 Feb 2012 20:55:43 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:247129</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.89
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.93
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.04%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.26
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.29
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.03%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.11
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.14
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.03%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.00
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 2/10/12 2:45 PM
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Feb 10, 2012 2:59PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/247127.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Battle Back From The Edge&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                With yesterday's increases, Mortgages Rates moved to the edge of their recently long and stable stay at a 3.875% Best-Execution level. While some lenders are still best-priced at 4.0%, the average Best-Execution rate moved back down into 3.875% territory today. Keep in mind that "best-execution" refers to the most ideal possible rate/fee scenario and we track this because it's the most consistent way to benchmark the movement of the broader collection of lender rate offerings. (We explain even more...
            &lt;/p&gt;
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                                        &lt;p&gt;&lt;i&gt;This information is not an advertisement to extend consumer credit
as defined by Section 226.2 of Regulation Z. This is not an offer to
enter into an agreement regarding interest rates. The rates quoted do
not include discount points, origination points, or loan level risk
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/247129.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/247129/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=247129" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates at a Tipping Point After Rising Today</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246961.aspx</link><pubDate>Thu, 09 Feb 2012 21:32:50 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:246961</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.93
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.88
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.05%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.29
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.26
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.03%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.14
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.08
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.06%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.00
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 2/9/12 3:04 PM
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Feb 9, 2012 3:06PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/246942.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates at a Tipping Point After Rising Today&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                Mortgages Rates moved higher today at the quickest pace of the week. For the second time this year, the 3.875% Best-Execution rate on 30yr Fixed Conventional loans is in question. If rates move much higher from here, the average Best-Execution rate across multiple lenders will have risen back to 4.0% and for quite a few lenders, is already there. (We explain more about Best-Execution calculations in THIS POST ). Today got started off on a sour note for rates with the late night news that Greece was...
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246961.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/246961/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=246961" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates Flat to Slightly Improved After Auction, Greece News</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246783.aspx</link><pubDate>Wed, 08 Feb 2012 23:11:23 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:246783</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.88
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.89
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.26
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.27
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.08
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.09
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.02
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 2/8/12 3:09 PM
                &lt;/td&gt;&lt;/tr&gt;
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Feb 8, 2012 3:46PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/246752.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Flat to Slightly Improved After Auction, Greece News&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                For several sessions in a row, Mortgages Rates have moved in the opposite direction from the previous session, although even the bigger examples of these movements haven't been enough to nudge 3.875% out of the "best-execution" position. The same back-and-forth movement continued today as rates improved ever so slightly after rising slightly yesterday. Keep in mind, that the term "rates" in this context refers to the combination of the interest rate itself and the closing/borrowing costs required...
            &lt;/p&gt;
                                                    &lt;div style="float:right;"&gt;&lt;a href="[posturl]" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Read More&lt;/a&gt;&lt;/div&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;/div&gt;&lt;h2 style="font-family: Arial;font-size: 16px;font-weight: bold;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/channels" style="font-family: Arial;font-size: 16px;font-weight: bold;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;More From MND&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;ul style="font-family: Arial;font-size: 13px;font-weight: normal;color: #333333;margin: 0 0 14px 10px;padding: 0;"&gt;
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246783.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/246783/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=246783" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates Slightly Higher as Greece, Auctions Weigh on Markets</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246578.aspx</link><pubDate>Tue, 07 Feb 2012 21:47:59 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:246578</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.89
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.87
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.27
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.25
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.09
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.07
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.02
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 2/7/12 3:46 PM
                &lt;/td&gt;&lt;/tr&gt;
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Feb 7, 2012 3:47PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/246570.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Slightly Higher as Greece, Auctions Weigh on Markets&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                Although the recently confirmed 3.875% Best-Execution level remains intact for 30yr fixed, conventional loans, Mortgages Rates moved slightly higher today in terms of the costs required to obtain those rates. Weakness in Treasuries today was more pronounced than MBS, the "mortgage-backed-securities most directly responsible for determining mortgage rates. (learn more about how we calculate Best-Execution in THIS POST ). Initially driving today's market movements was news that political leaders would...
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                                                    &lt;li style="padding:2px 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/blog/246546.aspx" style="font-family: Arial;font-size: 12px;font-weight: normal;color: #336699;"&gt;MBS and Treasuries Battling Back After 3yr Auction, Greece News&lt;/a&gt;&lt;/li&gt;&lt;li style="padding:2px 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/blog/246572.aspx" style="font-family: Arial;font-size: 12px;font-weight: normal;color: #336699;"&gt;MBS RECAP: 2/7/2012&lt;/a&gt;&lt;/li&gt;&lt;li style="padding:2px 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/blog/246465.aspx" style="font-family: Arial;font-size: 12px;font-weight: normal;color: #336699;"&gt;The Day Ahead: Relatively Insignificant Scheduled Events&lt;/a&gt;&lt;/li&gt;
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246578.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/246578/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=246578" width="1" height="1"&gt;</description></item><item><title>Daily Update: European Headlines Help Mortgage Rates Bounce Back</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246378.aspx</link><pubDate>Mon, 06 Feb 2012 21:43:35 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:246378</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.87
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.89
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.25
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.28
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.03%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.07
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.11
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.04%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.00
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 2/6/12 3:32 PM
                &lt;/td&gt;&lt;/tr&gt;
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Feb 6, 2012 3:34PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/246370.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;European Headlines Help Mortgage Rates Bounce Back&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                Following Friday's employment data, Mortgages Rates moved quickly higher. In most cases, the changes were seen not in the quoted interest rates themselves, but rather in the closing costs required to obtain those rates. A small number of lenders' Best-Execution rates rose to 4.0%, but a majority stayed at 3.875%. (learn more about how we calculate Best-Execution in THIS POST ). For a given interest rate, there are a range of costs at which it could still be a best-execution candidate. Whereas Friday...
            &lt;/p&gt;
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246378.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/246378/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=246378" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates Higher Following Employment Report</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246214.aspx</link><pubDate>Fri, 03 Feb 2012 21:58:12 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:246214</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.89
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.82
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.07%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.28
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.23
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.05%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.11
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.06
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.05%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.00
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 2/3/12 3:01 PM
                &lt;/td&gt;&lt;/tr&gt;
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Feb 3, 2012 3:01PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/246199.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Higher Following Employment Report&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                The monthly Employment Situation Report was released at 8:30am this morning, with much better-than-expected results. Stocks rallied sharply and most every interest rate in fixed-income markets moved higher. The economic optimism created by this sort of data tends to increase demand for riskier investments like stocks and lower demand for things like fixed-income notes and bonds. MBS (the "mortgage backed securities" that most directly govern mortgage rates) fall into this fixed-income sector, and...
            &lt;/p&gt;
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                                                    &lt;li style="padding:2px 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/blog/246189.aspx" style="font-family: Arial;font-size: 12px;font-weight: normal;color: #336699;"&gt;MBS Down, But Not Out Following Strong Jobs Report&lt;/a&gt;&lt;/li&gt;&lt;li style="padding:2px 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/blog/246209.aspx" style="font-family: Arial;font-size: 12px;font-weight: normal;color: #336699;"&gt;MBS RECAP: 2/3/2012&lt;/a&gt;&lt;/li&gt;&lt;li style="padding:2px 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/blog/246139.aspx" style="font-family: Arial;font-size: 12px;font-weight: normal;color: #336699;"&gt;MBS MID-DAY: Mostly Sideways After NFP-Inspired Losses&lt;/a&gt;&lt;/li&gt;
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                                        &lt;p&gt;&lt;i&gt;This information is not an advertisement to extend consumer credit
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246214.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/246214/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=246214" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates Maintain Record Lows Ahead of Friday's Jobs Report</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246009.aspx</link><pubDate>Thu, 02 Feb 2012 22:24:44 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:246009</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.82
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.83
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.23
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.24
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.06
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.08
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.02
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 2/2/12 2:59 PM
                &lt;/td&gt;&lt;/tr&gt;
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Feb 2, 2012 2:59PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/245978.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Maintain Record Lows Ahead of Friday's Jobs Report&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                For the second day in a row, Mortgages Rates are just slightly better than unchanged. Best-Execution remains at 3.875% for conventional 30yr fixed loans, and the slight improvements seen today have benefited the borrowing costs required to obtain those rates. (learn more about how we calculate Best-Execution in THIS POST ). Also in the same vein as yesterday, the stratification between lender offerings continues to lessen, and the improvement in our measurement of rates today reflects that consolidation...
            &lt;/p&gt;
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                                        &lt;p&gt;&lt;i&gt;This information is not an advertisement to extend consumer credit
as defined by Section 226.2 of Regulation Z. This is not an offer to
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/246009.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/246009/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=246009" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates Remarkably Steady At Historic Lows</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/245765.aspx</link><pubDate>Wed, 01 Feb 2012 21:29:25 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:245765</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.83
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.84
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.24
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.24
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.08
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.07
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.02
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.02
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 2/1/12 1:49 PM
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Feb 1, 2012 1:50PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/245733.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Remarkably Steady At Historic Lows&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                Mortgages Rates are just slightly better than unchanged on the day. Best-Execution remains at 3.875% for conventional 30yr fixed loans, and the slight improvements seen today have benefited the borrowing costs required to obtain those rates. (learn more about how we calculate Best-Execution in THIS POST ). Some of the stratification between lender offerings seems to be lessening now that underlying markets have demonstrated the ability to hold recent levels. Particularly, MBS (the "mortgage-backed...
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/245765.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/245765/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=245765" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates Slightly Higher Despite Bond Market Improvements</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/245542.aspx</link><pubDate>Tue, 31 Jan 2012 22:59:02 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:245542</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.84
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.81
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.03%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.24
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.23
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.07
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.04
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.03%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.02
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.04
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.02%
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                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 1/31/12 2:32 PM
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Jan 31, 2012 2:33PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/245505.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Slightly Higher Despite Bond Market Improvements&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                After setting new record lows yesterday, Mortgages Rates rose slightly today, though 3.875% best-execution remains intact. Rather than affect the prevailing rates being quoted, today's weakness is most likely to be seen in the form of slightly higher borrowing/closing costs for the same rates quoted yesterday (learn more about how we calculate Best-Execution in THIS POST ). The increases run counter to today's market movements as well. Treasury yields are lower again today, and MBS (the "mortgage...
            &lt;/p&gt;
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                                        &lt;p&gt;&lt;i&gt;This information is not an advertisement to extend consumer credit
as defined by Section 226.2 of Regulation Z. This is not an offer to
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/245542.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/245542/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=245542" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates Hit New All-Time Lows!</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/245324.aspx</link><pubDate>Mon, 30 Jan 2012 22:10:57 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:245324</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
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                    30 Yr FRM
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                    3.81
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.83
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                    -0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.23
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.25
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.04
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.06
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.04
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.06
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 1/30/12 2:14 PM
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Jan 30, 2012 2:15PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/245292.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Hit New All-Time Lows!&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                It's happened before and it happened again today: Mortgages Rates hit new all time lows today. Please note, that the actual interest rate you would have been quoted last week and this week may not have changed, but based on raw data from more than 20 leading lenders as well as feedback from the MBS Live community, the average Best-Execution rate, before rounding to the nearest eighth, hit its lowest level on record, 3.81%. Although 3.81% is closer to 3.75% than 3.875%, we won't declare 3.75% to be...
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                                        &lt;p&gt;&lt;i&gt;This information is not an advertisement to extend consumer credit
as defined by Section 226.2 of Regulation Z. This is not an offer to
enter into an agreement regarding interest rates. The rates quoted do
not include discount points, origination points, or loan level risk
based price adjustments.&amp;nbsp; Rates and terms are subject to change without
notice.&lt;/i&gt;&lt;/p&gt;
                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/245324.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/245324/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=245324" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates Continue To Solidify Bounce Back To Lows</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/244928.aspx</link><pubDate>Thu, 26 Jan 2012 22:15:10 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:244928</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.86
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.88
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.29
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.31
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.09
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.12
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.03%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.05
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.04%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 1/26/12 3:16 PM
                &lt;/td&gt;&lt;/tr&gt;
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Jan 26, 2012 3:17PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/244908.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Continue To Solidify Bounce Back To Lows&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                Mortgages Rates over the past two days have done much to make ground lost leading up to Yesterday's FOMC Announcement. After further improvements today, rates further solidified their reentry into 3.875% 30yr Fixed Best Execution levels. (for detail on what that means, READ THIS POST from a few days ago). The rounded average of various lenders' Best-Ex rates had moved up to 4.0%, and more than a few lenders are still well-priced there, but a majority are once again offering 3.875% with attractive...
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                                        &lt;p&gt;&lt;i&gt;This information is not an advertisement to extend consumer credit
as defined by Section 226.2 of Regulation Z. This is not an offer to
enter into an agreement regarding interest rates. The rates quoted do
not include discount points, origination points, or loan level risk
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/244928.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/244928/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=244928" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates Return To Historic Lows Following FOMC Announcement</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/244711.aspx</link><pubDate>Wed, 25 Jan 2012 22:43:47 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:244711</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.88
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.97
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.09%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.31
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.37
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.06%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.12
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.22
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.10%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 1/25/12 4:02 PM
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Jan 25, 2012 4:02PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/244691.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Return To Historic Lows Following FOMC Announcement&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                Mortgages Rates spent 2 days at 4.0% in terms of rounded average "Best-Execution" rates (for detail on what that means, READ THIS POST from a few days ago). Today, that rounded average has returned to 3.875%. Although the underlying average isn't as low as it's ever been (3.88 vs 3.82), lenders tend to price loans in 1/8th (.125%) increments, meaning that 3.875% has been the lowest sustainable best-execution rate. In short, we're back to the promised land. The improvements came on the heels of today...
            &lt;/p&gt;
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/244711.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/244711/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=244711" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgage Rates Sideways Ahead of Wednesdays Important Events</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/244468.aspx</link><pubDate>Tue, 24 Jan 2012 22:27:48 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:244468</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.97
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.98
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.37
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.39
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.22
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.25
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.03%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 1/24/12 2:33 PM
                &lt;/td&gt;&lt;/tr&gt;
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Jan 24, 2012 2:34PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/244443.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgage Rates Sideways Ahead of Wednesdays Important Events&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                Mortgages Rates are steady to slightly improved today after rising for the first time in a month yesterday. Although rates change slightly every day, those changes are usually small enough as to only effect the closing costs associated with a particular rate. Because of this, we track "Best-Execution" as the actual interest rate benchmark, and we talked about it in significant detail yesterday ( READ MORE ). So although we are able to report that the rate environment is slightly improved today, those...
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                                                    &lt;li style="padding:2px 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/blog/244432.aspx" style="font-family: Arial;font-size: 12px;font-weight: normal;color: #336699;"&gt;For MBS, Treasuries, The Week Begins Tomorrow&lt;/a&gt;&lt;/li&gt;&lt;li style="padding:2px 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/blog/244457.aspx" style="font-family: Arial;font-size: 12px;font-weight: normal;color: #336699;"&gt;MBS RECAP: 1/24/2012&lt;/a&gt;&lt;/li&gt;&lt;li style="padding:2px 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/blog/244219.aspx" style="font-family: Arial;font-size: 12px;font-weight: normal;color: #336699;"&gt;Short and Long Term Inflection Points For Both MBS and Treasuries&lt;/a&gt;&lt;/li&gt;
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/244468.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/244468/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=244468" width="1" height="1"&gt;</description></item><item><title>Daily Update:  Best-Execution Mortgage Rates Rise After Extended Period of Stability</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/244286.aspx</link><pubDate>Mon, 23 Jan 2012 22:13:55 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:244286</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.98
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.92
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.06%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.39
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.37
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.25
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.16
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.09%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.01
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.02
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #990000;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    -0.01%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 1/23/12 3:06 PM
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Jan 23, 2012 3:12PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/244268.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Best-Execution Mortgage Rates Rise After Extended Period of Stability&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                For the first time in over a month, the Best-Execution rate for 30yr fixed mortgages rose from a rounded average of 3.875% to 4.00% today. The underlying borrowing costs associated with 3.875% didn't rise by a significantly painful amount, but the small increases across the board, combined with one huge move by a huge lender, was enough to bring the average rate closer to 4.0% than 3.875%. You may well wonder what the heck this all means. So we'll go into more detail tonight for enquiring minds....
            &lt;/p&gt;
                                                    &lt;div style="float:right;"&gt;&lt;a href="[posturl]" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Read More&lt;/a&gt;&lt;/div&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;&lt;/div&gt;&lt;h2 style="font-family: Arial;font-size: 16px;font-weight: bold;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/channels" style="font-family: Arial;font-size: 16px;font-weight: bold;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;More From MND&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;ul style="font-family: Arial;font-size: 13px;font-weight: normal;color: #333333;margin: 0 0 14px 10px;padding: 0;"&gt;
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                                    &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;...(&lt;a href="http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/244286.aspx"&gt;read more&lt;/a&gt;)&lt;p&gt;&lt;div style="background-color:#D4EDC9;border:1px solid #BDD4B3;padding:3px 5px 3px 6px; color:#000000;font-family:arial,sans-serif;font-size:12px;"&gt;&lt;strong&gt;Forward this article via email:&lt;/strong&gt;&amp;nbsp;&amp;nbsp;&lt;a href="http://www.mortgagenewsdaily.com/channels/244286/3/forward.aspx" style="color:#3333CC;"&gt;Send a copy of this story&lt;/a&gt; to someone you know that may want to read it.&lt;/div&gt;&lt;/p&gt;&lt;img src="http://www.mortgagenewsdaily.com/aggbug.aspx?PostID=244286" width="1" height="1"&gt;</description></item><item><title>Daily Update: Mortgages Rates Higher Again, Less Consistent Between Lenders</title><link>http://www.mortgagenewsdaily.com/channels/mortgage_rates_update/244105.aspx</link><pubDate>Fri, 20 Jan 2012 20:51:51 GMT</pubDate><guid isPermaLink="false">2bb7a989-b681-446d-a7f2-bd5f0562f228:244105</guid><dc:creator>Glenn Setzer</dc:creator><slash:comments>0</slash:comments><description>&lt;table width="100%" border="0" cellspacing="0" cellpadding="0" class="bg1" style="background-color: #eeeeee;"&gt;&lt;tr&gt;&lt;td align="center"&gt;&lt;table width="600" border="0" cellspacing="0" cellpadding="0" class="bg2" style="background-color: #ffffff;"&gt;&lt;tr&gt;&lt;td class="header" align="left" valign="top"&gt;&lt;a href="http://www.mortgagenewsdaily.com"&gt;&lt;img src="http://www.mortgagenewsdaily.com/utility/images/newsletter_dailyRateUpdate.gif" width="600" height="143" border="0" style="border: none;" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" class="body" style="padding: 0 20px 20px 20px;background-color: #ffffff;"&gt;&lt;table width="100%" border="0" cellspacing="0" cellpadding="0"&gt;&lt;tr&gt;&lt;td width="370" valign="top" class="mainbar" align="left"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;&lt;tr&gt;&lt;td colspan="4" background="http://www.mortgagenewsdaily.com/themes/mnd/images/ratesSubHeaders.png" style="color:#FFFFFF;font-weight:bold;padding:4px 8px;font-size:12px"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color:#FFFFFF;text-decoration:none;"&gt;Average Mortgage Rates&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#EFEFEF"&gt; &lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;TODAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;YESTERDAY&lt;/td&gt;&lt;td style="color:#333333;text-align:center;font-size:10px;font-weight:bold;padding-top:11px;" bgcolor="#EFEFEF"&gt;CHANGE&lt;/td&gt;&lt;/tr&gt;
                                                    &lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    30 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.92
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.89
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.03%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    15 Yr FRM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.37
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.34
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.03%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    FHA 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.75
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    Jumbo 30 Year
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.16
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    4.14
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #669900;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.02%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr height="20"&gt;&lt;td width="80" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;padding-left:6px;" bgcolor="#EFEFEF"&gt;
                    5/1 Yr ARM
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.02
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #444444;font-family: Arial;font-size: 13px;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    3.02
                &lt;/td&gt;&lt;td width="50" align="center" style="color: #333333;font-family: Arial;font-size: 13px;font-weight:bold;border-bottom:1px solid #CCCCCC;" bgcolor="#EFEFEF"&gt;
                    0.00%
                &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="color: #444444;font-family: Arial;font-size: 12px;padding:8px 0 5px 8px;border-bottom:4px solid #666666;" colspan="2" bgcolor="#EFEFEF"&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates" style="color: #444444;text-decoration:none;"&gt;
                        » View &lt;span style="color:#E07B34"&gt;Current Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://www.mortgagenewsdaily.com/mortgage_rates/compare" style="color: #444444;text-decoration:none;"&gt;
                        » Compare &lt;span style="color:#E07B34"&gt;Mortgage Rates&lt;/span&gt;&lt;/a&gt;&lt;/td&gt;&lt;td align="right" colspan="2" style="color: #444444;font-family: Arial;padding:8px 5px 8px 0;font-size: 12px;border-bottom:4px solid #666666;" bgcolor="#EFEFEF" valign="top"&gt;
                    Updated: 1/20/12 2:21 PM
                &lt;/td&gt;&lt;/tr&gt;
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                                                    &lt;div style="font-family:Arial;font-size:10px;color:#666666;text-transform:uppercase;padding-bottom:5px;"&gt;Jan 20, 2012 2:21PM&lt;/div&gt;&lt;h2 style="font-family: Times New Roman;font-size: 18px;color: #336699;margin: 0;padding: 0;"&gt;&lt;a href="http://www.mortgagenewsdaily.com/consumer_rates/244087.aspx" style="font-family: Times New Roman;font-size: 18px;color: #336699;text-decoration: none;margin: 0;padding: 0;"&gt;Mortgages Rates Higher Again and Less Consistent Between Lenders&lt;/a&gt;&lt;/h2&gt;&lt;div style="padding: 0;margin: 2px 0 10px 0;border-bottom:solid 1px #CCCCCC;"&gt;&lt;/div&gt;&lt;p style="font-family: Arial;font-size: 12px;font-weight: normal;color: #333333;margin: 0;padding: 0 0 20px;"&gt;
                Mortgage Rates moved higher again today, albeit by a relatively small amount on average. But averages only tell part of the story. We're seeing the same phenomenon of increasingly divergent rates between lenders crop up that we saw when the last major shift down in rates was happening, only this time it isn't so much motivated by a currently shifting market as it is by a POTENTIALLY shifting market The various methodologies for implementing the recently imposed Fannie/Freddie Guaranty Fee Increase...
            &lt;/p&gt;
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