Latest Commentary
Lock Desks Reduce Pipeline Coverage. Potential Shift in Production Coupon Looms -
MBS Commentary
Yesterday we heard banks were buying back MBS hedges. This means lock desks were actively reducing their pipeline coverage (forward hedges) to account for an expected increase in fallout. This was a hint of strong pricing to come....and it did!
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If you've been floating your loan or have yet to apply for a refinance because it just didn't seem worth the hassle, congratulations, mortgage rates hit new lows today. If you've refinanced in the last 20 months, there is a darn good chance your refinance option is back in the money, again!
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