Register or Sign in        Email This Page     Link To This Page    
Visit MND at MBA in NYC!
27,882
# of Forum Posts
Place your ad here

Site Tools

Join Now or Sign In
for Full Access to All Features
National Average   % Change
30 Yr FRM 3.87% 0.00%
15 Yr FRM 3.16% 0.02%
1 Yr ARM 2.78% 0.02%
5/1 Yr ARM 2.83% 0.03%
30 YR 3.10% 0.01%
Fed Prime 3.25% 0.00%

Recent Video

Greece is being rewarded for failing to live up to...
Receive Free Email Alerts
Stay up to date on breaking news and blog posts with our free News Alert Service
Notice: 'Top News' and 'Fed and Economy Watch', have been combined into a new channel called 'MND Newswire'. Check back daily for the latest housing and economic news.

The new url for MND Newswire is http://www.mortgagenewsdaily.com/news/

Fed Funds Future Price In 50 bps Rate Cut, Leave Room for a Possible 75bp Cut

On the eve of the Oct 29 FOMC meeting, Fed funds futures are fully priced in for a minimum 50 bps rate cut but are also factoring in a 38% chance for a 75bp cut.

The consensus among economists is less than certain. Of the 65 economists polled by Bloomberg, 37 are calling for a half-point cut, 16 are looking for a quarter-point cut, and 11 are predicting the Fed will keep rates on hold at 1.50%. In contrast to the implied market probability, only a single economist is expecting a 75 basis point cut.

RBC Chief Economist Paul Ferley fully expects the Federal Reserve will cut rates by 50bp points, although he doubts the rate cut will be enough to restore economic growth.

"We expect that the Fed will opt for another hefty 50-basis point rate cut to help promote a sustained easing in credit conditions in both equity and debt markets," Ferley wrote. "These actions won't prevent a US recession where a drop in GDP is expected to be reported tomorrow but are rather intended to insure that activity bounces back over the second half of next year."

Elsa Dargent, economist at Natixis North America, expects the Federal Reserve to take a more subdued approach, and cut rates by 25bps.

After the concerted 50bp rate cut with the other central banks on October 8th, the Fed is likely to ease again, wrote Dargent. "The tone is likely to be more dovish with a rebalancing of risks towards growth."

Looking to the next meeting set for Dec.16, markets remain fully priced in for 50bps cut and are pricing in a 44.5% chance of 75bp rate cut, an increase from the 43.9% expectation a day ago.

By Steve Stecyk
©CEP News Ltd. 2008


 

More From MND

Mortgage Rates:
  • 30 Yr FRM 3.85%
  • |
  • 15 Yr FRM 3.23%
  • |
  • Jumbo 30 Year Fixed 4.10%
MBS Prices:
  • 30YR FNMA 4.5 106-23 (-0-03)
  • |
  • 30YR FNMA 5.0 108-04 (-0-02)
  • |
  • 30YR FNMA 5.5 108-31 (-0-02)
Recent Housing Data:
  • Mortgage Apps -1.01%
  • |
  • Refinance Index 0.83%
  • |
  • NAHB Builder Confidence 16.00%

Comments

Join Now or Login to Post Comments

 

More From MND

Mortgage Rates:
  • 30 Yr FRM 3.85%
  • |
  • 15 Yr FRM 3.23%
  • |
  • Jumbo 30 Year Fixed 4.10%
MBS Prices:
  • 30YR FNMA 4.5 106-23 (-0-03)
  • |
  • 30YR FNMA 5.0 108-04 (-0-02)
  • |
  • 30YR FNMA 5.5 108-31 (-0-02)
Recent Housing Data:
  • Mortgage Apps -1.01%
  • |
  • Refinance Index 0.83%
  • |
  • Purchase Index -8.41%
X
Track Mortgage Rates Daily with our Free Daily Rate Updates. There are several ways to follow daily rate movements, including:
Email Address:   Zip Code:  
RSS - Subscribe to our Daily Rate Update RSS Feed.
Twitter - Follow our Daily Rate Update on Twitter.
Facebook - Follow our Daily Rate Update on Facebook.
Bookmark - Bookmark our rates page and visit daily for updates.
Mobile Apps - There's an App for this too. Learn more about our Mobile Apps.