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Fed's Kohn Says More Can Be Done to Restore Credit if Necessary

The Fed may have to do more to restore the flow of credit, Fed Vice-Chairman Donald Kohn said on Friday.

U.S. policymakers and central banker must remain "very flexible and open to policy actions that had no precedent," Kohn said, pledging that policy-makers would "continue to adapt our policies as necessary to accomplish," a recovery of the financial system and consequently the broader economy.

Nevertheless, many financial market sectors remain under "considerable stress" and much has to be done before things return to normal, he said during his speech at Wooster College in Ohio.

Furthermore, current monetary policies by the central bank, although effective, could have important implications for inflation down the road, he added.

As a consequence, the "FOMC is now providing extended projections of inflation - along with growth and unemployment - in its quarterly economic projections," he said.

He also said that the Fed is looking at programs to drain excess reserves once conditions in credit markets return to normal.

His comments come after a busy month for policy-makers, who have set up a variety of facilities and programs to help stimulate the flow of credit in the United States.

In March, the Fed set up the Term Asset-Backed Securities Lending Facility to help financial entities purchase toxic debt from the balance sheets of financial institutions while the U.S. Treasury unveiled its Public-Private Partnership Investment Program with the same goal.

The Fed has further undertaken a $300 billion purchase of U.S. Treasuries to bring mortgage rates lower and launched a massive purchase program of asset-backed securities.


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Mortgage Rates:
  • 30 Yr FRM 3.86%
  • |
  • 15 Yr FRM 3.24%
  • |
  • Jumbo 30 Year Fixed 4.11%
MBS Prices:
  • 30YR FNMA 4.5 106-24 (0-00)
  • |
  • 30YR FNMA 5.0 108-03 (0-00)
  • |
  • 30YR FNMA 5.5 108-31 (0-00)
Recent Housing Data:
  • Mortgage Apps 23.07%
  • |
  • Refinance Index 26.40%
  • |
  • Purchase Index 10.33%

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More From MND

Mortgage Rates:
  • 30 Yr FRM 3.86%
  • |
  • 15 Yr FRM 3.24%
  • |
  • Jumbo 30 Year Fixed 4.11%
MBS Prices:
  • 30YR FNMA 4.5 106-24 (0-00)
  • |
  • 30YR FNMA 5.0 108-03 (0-00)
  • |
  • 30YR FNMA 5.5 108-31 (0-00)
Recent Housing Data:
  • Mortgage Apps 23.07%
  • |
  • Refinance Index 26.40%
  • |
  • Purchase Index 10.33%
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