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State Name: District of Columbia
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  • How Did The Employment Report Affect Mortgage Rates?

    Normally a better than expected economic release, especially one as influential as the Employment Situation Report, gives stock traders a reason to buy. However the current market environment is far from normal. Instead of rallying, stocks moved lower which led to another flight to safety in the Treasury market. Mortgage-backed security prices did benefit from the rush to buy risk-averse Treasury assets, but the gains seen were not large enough to warrant noticeably better mortgage rates. While consumer borrowing costs are at their best levels of the year, this is another reminder that lender rate sheets do not always keep up with improvements in benchmark Treasury yields. ...
  • How Did the Employment Report Affect Mortgage Rates?

    Today was a CROSSROADS EVENT. We were hoping rising mortgage rates in December was not a function of shifting sentiment in the rates market. We were hoping that rising rates were dramatized by a slow holiday season marketplace. Today's WORSE THAN EXPECTED report on the labor market was a perfect opportunity for mortgage rates to correct from December weakness. It didn't happen. Reports from fellow mortgage professionals indicate lender rate sheets to be HIGHER after the Employment Situation Report. While the par 30 year fixed conventional mortgage rate does remain in the 4.875% to 5.125% range for well qualified consumers, lender rate sheet pricing worsened which means it will cost you a few more discount points (basis points) to get to 4.875%....
  • Mortgage Rates Steady Ahead of Busy Week

    Despite mixed economic reports last week, mortgage rates held near four month lows as prices of mortgage-backed securities approached four month highs. General weakness in stock markets contributed to the rally in fixed income and mortgage rates. As stock sold, Treasuries rallied, MBS moved higher in price, and lenders were able to pass along better mortgage rates...bringing the par 30 year fixed rate mortgage to 4.75% by week’s end. ...
 

More From MND

Mortgage Rates:
  • 30 Yr FRM 3.88%
  • |
  • 15 Yr FRM 3.25%
  • |
  • Jumbo 30 Year Fixed 4.14%
MBS Prices:
  • 30YR FNMA 4.5 106-16 (-0-04)
  • |
  • 30YR FNMA 5.0 107-30 (-0-03)
  • |
  • 30YR FNMA 5.5 108-29 (-0-01)
Recent Housing Data:
  • Mortgage Apps -1.01%
  • |
  • Refinance Index 0.83%
  • |
  • NAHB Builder Confidence 16.00%
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