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State Name: District of Columbia
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  • Strong Earnings Pressure Mortgage Rates Higher

    Reports from fellow mortgage professionals indicate that mortgage rates have moved higher into the 4.875% to 5.125% range for well qualified consumers. To secure a par interest rate you must have a FICO credit score of 740 or higher, a loan to value at 80% or less and pay all closing costs including an estimated one point loan origination/discount/broker fee. If you are seeking a 15 year term you should expect a par rate in the 4.375% to 4.625% range with similar qualifications as the 30 year term. If you are planning to access home equity, you should expect a higher rate of .125% to .25% or additional closing costs. ...
  • Mortgage Rates Slightly Lower After FOMC

    We had quite a volatile day yesterday. MBS prices moved to the lows of the day immediately following the 10 year treasury auction and then even lower after the Fed statement an hour later. This forced many lenders to reprice for the worse, pushing mortgage rates higher. However after market participants had time to review the Fed statement MBS prices moved higher. Since the gains occurred late in the day, lenders did not pass along the improvements which has allowed for improved rate sheets this morning. ...
 

More From MND

Mortgage Rates:
  • 30 Yr FRM 3.88%
  • |
  • 15 Yr FRM 3.25%
  • |
  • Jumbo 30 Year Fixed 4.14%
MBS Prices:
  • 30YR FNMA 4.5 106-17 (-0-03)
  • |
  • 30YR FNMA 5.0 107-31 (-0-02)
  • |
  • 30YR FNMA 5.5 108-29 (-0-01)
Recent Housing Data:
  • Mortgage Apps -1.01%
  • |
  • Refinance Index 0.83%
  • |
  • NAHB Builder Confidence 16.00%
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