Email Alerts

Receive an Email Alert each time a story is posted to Community Commentary.

- Subscribe to Email Alerts

RSS

- Posts | Comments

- View All RSS Feeds

Newsletters

- Subscribe to Newsletter

- Subscribe to Mortgage Rates Update

Latest Headlines

From Community Commentary

5 Weird Reasons You WON’T Get a Mortgage

Sometimes "No" Isn't The Final Answer When it Comes...

15 Takeaways From Mortgage Industry's Top Sales Conference...

Trended Credit Data: Hope or Hype?

Why was Jerry’s Rate so Much Lower?

View All

Other Top Headlines

MBS RECAP: On Guard For One Central Banker, Bonds Get Rocked...

Mortgage Rates Bounce Higher

Curtain May be Rising on Another GSE Drama

Signs of Deceleration Despite Record High Home Price Index -...

MBS Day Ahead: Rattled by Draghi, Traders Wait For Yellen

Latest Video

Signs of Slowing Despite Record High Home Prices; Rates Bounce Higher; More GSE Drama?

Published: 6/27/2017

VIEW | SUBSCRIBE | ARCHIVE

Comments

Latest Questions

Channel Options ↓ More

Community Commentary Headlines

RSS

EMAIL ALERTS

News » Community Commentary

Home » News Headlines » Community Commentary Home

About this Channel

Community Commentary provides analysis and perspective on events affecting the mortgage and housing industry from members of our community that work in the marketplace on a daily basis.

Submit an Article to Community Commentary:
You must be a registered user of MND in order to submit an article for review. Registration is free of charge.

Sort by: Most Recent | Most Viewed | Most Commented

5 Weird Reasons You WON’T Get a Mortgage

Comments (4)

Read More

by Ted Rood on January 09 2017, 2:27 PM

If you’re hoping to purchase a home soon, there are plenty of things to concentrate on. Your loan officer or realtor will probably give you a list of the documents you’ll need, and some “to do” items, like check on homeowner’s...
Sometimes "No" Isn't The Final Answer When it Comes to Getting a Loan

Comments (1)

Read More

by Ted Rood on August 10 2016, 11:20 AM

The following is a true story (though the names have been changed to protect privacy) of how Carey and Jan bought their new home despite no down payment, and a 586 credit score, and an undisclosed old meth lab on the property. Jan sounded down when she...
15 Takeaways From Mortgage Industry's Top Sales Conference: Mastermind 2016

Comments (1)

Read More

by Julian Hebron on June 14 2016, 9:15 AM

When the Mastermind Summit was launched before the financial crisis, I didn't want to be anywhere near a mortgage sales conference in Las Vegas. I say that as a mortgage sales veteran, but back then I was very uneasy about the irrational excess of the...
Trended Credit Data: Hope or Hype?

Comments (0)

Read More

by Ted Rood on May 04 2016, 1:36 PM

Fannie Mae’s Desktop Underwriter (DU) Version 10.0 kicks in June 25th, and has several changes that will significantly impact borrowers’ loan approvals. One of the biggest changes is the rollout of Trended Credit Data (TCD). TCD has been touted...
Why was Jerry’s Rate so Much Lower?

Comments (0)

Read More

by Ted Rood on May 03 2016, 4:32 PM

A primer to the misunderstood factors that determine Jerry’s (and Shawn’s, and your) interest rates... The excitement in Shawn’s voice was palpable. He called me based on his friend Jerry’s recommendation. Rates hit a multi-month...
Special TRID edition of Borrower Do's and Don'ts

Comments (6)

Read More

by Ted Rood on October 01 2015, 11:27 AM

We've previously explored homebuyers' "Do's and Don'ts" and uncovered some vital tips that help or hinder the home buying process. In today's special edition, we examine hints for successfully coping with TRID (the new TILA-RESPA Integrated Disclosures...
Realtor "Do's and Don'ts"

Comments (5)

Read More

by Ted Rood on August 21 2015, 3:48 PM

We've previously explored the "Do's and Don'ts" for homebuyers, and uncovered some vital tips that can help or hinder the home buying process. In today's special edition, we examine hints for Realtors, whose actions during purchases are just as critical...
Fannie Program Helps Disabled/Seniors’ Families Purchase Homes

Comments (4)

Read More

by Ted Rood on July 10 2015, 1:01 PM

One of the biggest challenges (and greatest opportunities) loan officers face today is the maze of constantly changing guidelines, programs, and policies. The rewards of these opportunities can be life changing though, and I was privileged to see that...
How the Mortgage Industry Already Protects Consumers

Comments (3)

Read More

by Frank Ceizyk on May 01 2015, 1:37 PM

As the Consumer Finance Protection Bureau enters its second year as the oversight regulator for the mortgage industry, the bulk of media focus is on how difficult it is to get a loan now, and on reporting enforcement actions for business practices that...
It’s Time to Take Our Industry Back: Educate and Innovate

Comments (0)

Read More

by Frank Ceizyk on April 17 2015, 2:53 PM

As we prepare and retool for the August 1st disclosure changes, it will be easy to lose sight of the opportunity that is before us. The regulatory integration is here to stay, and there is ample evidence to show that it’s costing consumers more...
Lessons for Europe from the US Housing Recovery

Comments (0)

Read More

by John Tassios on February 26 2015, 12:27 PM

In our highly interconnected financial world, what happens in Europe, Greece, and Germany greatly affects our own bond and MBS markets . There has been much discussion back and forth of who is to blame for the Greek crisis , massive debts in other Southern...
Loan Officer Perspective on FHA's Mortgage Insurance Change

Comments (1)

Read More

by Ted Rood on January 12 2015, 12:00 PM

Last week, President Obama and HUD announced a reduction in the mortgage insurance premium (MIP) fees charged on FHA loans. Most FHA borrowers, both current and future, stand to benefit from the lower fees. Here's a loan officer's perspective on the impact...
Do's and Don'ts for Prospective Home Buyers: Christmas Edition

Comments (4)

Read More

by Ted Rood on December 19 2014, 9:54 AM

Here's a special Christmas edition of Do's and Don'ts for prospective buyers or refinancing homeowners embarking on, or already engaged in the mortgage process. In case it needs to be said, the "Don'ts" are strictly for comedy (though many are based on...
The Road to Confidence is Built on Trust

Comments (0)

Read More

by Frank Ceizyk on October 30 2014, 9:10 AM

I was struck by a comment made by the Mortgage Bankers’ Association President David Stevens : "It's time to acknowledge all the safeguards added to mortgage lending. It's time to start talking about housing finance like the beneficial activity that...
Making a Boring Fed Announcement More Interesting

Comments (2)

Read More

by Ted Rood on April 30 2014, 10:16 AM

Wednesday's FOMC Announcement was almost completely unchanged from the previous version. Since the Fed is already in the habit of tweaking only certain sections of certain sentences to evolve the statement over time, here are some ideas for next time...

1 2 3 4 5 Next > ... Last »

Editorial Disclaimer: The opinions and views expressed here are those of the contributing authors and do not necessarily reflect those of the publisher, editor or the editorial staff of Mortgage News Daily.

More From MND