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Making a Boring Fed Announcement More Interesting

Tax Time Do's and Don'ts For a Smoother Mortgage Process

Valentine's Day Do's and Don'ts For a Smoother Mortgage...

Wisdom For Mortgage Industry from the Abominable Snowman

Do's and Don'ts of the Mortgage Process: Christmas Edition

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Community Commentary provides analysis and perspective on events affecting the mortgage and housing industry from members of our community that work in the marketplace on a daily basis.

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Making a Boring Fed Announcement More Interesting

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by Ted Rood on April 30 2014, 10:16 AM

Wednesday's FOMC Announcement was almost completely unchanged from the previous version. Since the Fed is already in the habit of tweaking only certain sections of certain sentences to evolve the statement over time, here are some ideas for next time...
Tax Time Do's and Don'ts For a Smoother Mortgage Process

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by Ted Rood on April 14 2014, 1:12 PM

Here's a special Tax Time edition of Do's and Don'ts for prospective buyers or refinancing homeowners embarking on, or already engaged in the mortgage process. In case it needs to be said, the "Don'ts" are strictly for comedy (though many are based on...
Valentine's Day Do's and Don'ts For a Smoother Mortgage Process

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by Ted Rood on February 14 2014, 1:11 PM

Here's a special Valentine's Day installment of Do's and Don'ts for prospective buyers or refinancing homeowners embarking on, or already engaged in the mortgage process. In case it needs to be said, the "Don'ts" are strictly for comedy (though many are...
Wisdom For Mortgage Industry from the Abominable Snowman

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by Frank Ceizyk on January 06 2014, 11:32 AM

This holiday season I was struck by similarities between the toothless abominable snowman in Rudolph the Red Nosed Reindeer and an ideology I have been promoting in blog posts on this site for years. If you haven't watched the animated holiday Rudolph...
Do's and Don'ts of the Mortgage Process: Christmas Edition

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by Ted Rood on December 24 2013, 2:38 PM

Here's a special Christmas installment of Do's and Don'ts for prospective buyers or refinancing homeowners embarking on, or already engaged in the mortgage process. In case it needs to be said, the "Don'ts" are strictly for comedy (though many are based...
Do's and Don't's For a Smooth Mortgage Process: Thanksgiving Edition

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by Ted Rood on November 29 2013, 12:57 PM

Here's a special Thanksgiving/Black Friday installment of Do's and Don'ts for prospective buyers or refinancing homeowners embarking on, or already engaged in the mortgage process. In case it needs to be said, the " Don'ts " are strictly for comedy (though...
Build Your Own Fed Statement

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by Ted Rood on October 30 2013, 12:22 PM

It's time to play "Build Your Own Fed Statement" It's easy to win, just choose your favorite answers from the bold options. Information received since the Federal Open Market Committee met in September suggests that economic activity has been expanding...
Build Your Own Fed Statement - Taper Edition

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by Ted Rood on September 18 2013, 12:22 PM

Parsing the Fed is everyone's favorite game, so before the Fed wraps its sixth meeting of 2013 this afternoon, it's time to play "Build Your Own Fed Statement!" It's easy to win, just choose your favorite answers from the bold options in the Ted Statement...
Pre-Approvals vs. Pre-Qualifications in the Home Buying Process

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by Ted Rood on August 19 2013, 3:25 PM

One of the first things a savvy home shopper does PRIOR to starting a serious home search is to explore mortgage options. An experienced realtor will encourage buyers speak with a lender and get "pre-approved." This benefits all parties involved by ensuring...
Do's and Don't's For a Smooth Mortgage Process: Part 9

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by Ted Rood on August 09 2013, 4:44 PM

Here's another weekly installment of Do's and Don't's for prospective borrowers embarking on, or already engaged in the home mortgage process. In case it needs to be said, the " Don't's " are strictly for comedy (though most are based on real world examples...
Build Your Own Fed Statement

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by Ted Rood on July 31 2013, 10:46 AM

Parsing the Fed is everyone's favorite game, so before the Fed wraps its fifth meeting of 2013 this afternoon, it's time to play "Build Your Own Fed Statement!" It's easy to win, just choose your favorite answers from the bold options in the Ted Statement...
Do's and Don't's For a Smooth Mortgage Process: Part 8

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by Ted Rood on July 26 2013, 2:28 PM

Here's another weekly installment of Do's and Don't's for prospective borrowers embarking on, or already engaged in the home mortgage process. In case it needs to be said, the " Don't's " are strictly for comedy (though most are based on real world examples...
Obscure Fannie Program Benefits Parents, Students, and Disabled Children

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by Ted Rood on July 19 2013, 5:21 PM

Buying a home for your college student or disabled adult child can be challenging. The same holds for acquiring a home for your elderly parent(s) to live in. Potential buyers find lenders often treat these transactions as investment purchases , requiring...
Do's and Don't's For a Smooth Mortgage Process: Part 7

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by Ted Rood on July 14 2013, 10:08 PM

Here's another weekly installment of Do's and Don't's for prospective borrowers embarking on, or already engaged in the home mortgage process. In case it needs to be said, the " Don't's " are strictly for comedy (though most are based on real world examples...
Do's and Don't's For a Smooth Mortgage Process: Part 6

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by Ted Rood on July 05 2013, 2:06 AM

Here's another weekly installment of Do's and Don't's for prospective borrowers embarking on, or already engaged in the home mortgage process. In case it needs to be said, the " Don't's " are strictly for comedy (though most are based on real world examples...

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