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Making Home Affordable Five Years Later
Posted to: Around The Web
Tuesday, March 11, 2014 6:46 AM

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Since the launch of Making Home Affordable (MHA) in 2009, Treasury has worked diligently to help homeowners at risk of foreclosure, and stabilize the nation's housing market. So far, nearly two million mortgage assistance actions have been provided under MHA to offer relief to struggling homeowners. Treasury's programs have also changed the way the industry interacts with its struggling borrowers. Many private sector modifications now look a lot like HAMP modifications, with over four million homeowners in private sector modifications benefiting from the framework of the HAMP program. To date, there have been more than 1.3 million permanent mortgage modifications obtained by homeowners through MHA's Home Affordable Modification Program (HAMP). Homeowners in HAMP save a median of


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Mortgage Rates:
  • 30 Yr FRM 3.88%
  • |
  • 15 Yr FRM 3.14%
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  • Jumbo 30 Year Fixed 3.75%
MBS Prices:
  • 30YR FNMA 4.5 108-13 (0-02)
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  • 30YR FNMA 5.0 110-11 (0-01)
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  • 30YR FNMA 5.5 111-24 (-0-01)
Recent Housing Data:
  • Mortgage Apps 4.93%
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  • Refinance Index 0.90%
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  • FHFA Home Price Index 0.67%