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New mortgage rules give small banks a chance
There may come a time next year when heading to a community bank or a credit union for a mortgage may be more attractive than approaching a large bank. The government's new mortgage rules, released Thursday , included a key standard - consumers can't get a "qualified" mortgage if they have debts exceeding 43 percent of their income. But the Consumer Financial Protection Bureau proposed an exemption for small creditors, which could give them an advantage, especially when they lend to low- and moderate-income communities. Read full article >>
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New mortgage rules give small banks a chance
There may come a time next year when heading to a community bank or a credit union for a mortgage may be more attractive than approaching a large bank. The government's new mortgage rules, released Thursday , included a key standard - consumers can't get a "qualified" mortgage if they have debts exceeding 43 percent of their income. But the Consumer Financial Protection Bureau proposed an exemption for small creditors, which could give them an advantage, especially when they lend to low- and moderate-income communities. Read full article >>
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