submits: There are so many rescue programs going on, I am losing track. Thanks to reader Patrick for notifying me of this; I have been so busy staring at the mirror (while clicking heels 3x) slowly repeating "prosperity is back" I sometime forget how "prosperity" is being achieved. So here is the latest... if you don't qualify for any of the current homeowner rescue plans, which allow you to refinance even if you owe 105% 125% of the value of your home, you now can qualify for this new Fannie Mae plan. Yes sir... step right up... the government (via Fannie) will allow you to stay in your home as they take over the deed, and offer you a rental option, at market prices. So did you overpay when you put nothing down on that option interest loan using a 48% income to payment ratio? [] 36% underwater on your home? No problem - we (the collective) are here to "fix it".